Morrocan MPCI Scheme

Transcription

1. MORROCAN MPCI SCHEME Jean-Luc Gourgeon 2
2. AGRICULTURAL MORROCO AT A GLANCE Agricultural GDP Rural population Direct employment in agriculture 14 % to 25% depending on weather conditions • • • • Roughly 50% ot total population with a low unemployment rate (4%) Largest employment sector at the national level 80% of rural employment Essentially family workforce (permanant and occasionnal) Roughly 1,5 million farms 20 000 Utilised agricultural land Type of crops 3 000 165 000 10% 3% 4% 1,4 million ha 16% 7,4 million ha 1 300 000 7% 11% 65% 84% < 10 ha 10-40 ha 40 - 100 ha > 100 ha Bour Irrigated Jean-Luc Gourgeon Cereals Leguminous plants Fallow land Garden market Fruit trees Other 3
3. AGREEMENT FEATURES BETWEEN THE MORROCAN GOVERNMENT AND MAMDA Improved MPCI product Scheme 5 year State subsidised insurance • Cereals : Common wheat, hard wheat, barlay and corn Covered Crops • Leguminous plants : broad beans, beans, lentils, peas, chick peas Covered perils Drought, excess water, hail, frost, high wind, sandstorm Financial elements • Sum insured per ha • Subsidy rate • Minimum indemnity Level 1 Level 2 Level 3 1 450 dh 90% 2 900 dh 65% 4 350 dh 53% Improvements Financial elements • Sum insured per ha • Subsidy rate • Minimum indemnity Level 1 600 dh 90% 300 dh Level 2 900 dh 90% 300 dh Jean-Luc Gourgeon Level 3 1 450 dh 90% 2 900 dh 68% 4 350 dh 57% 4
4. KEY TECHNICAL FEATURES Improved MPCI product Underwriting and claims controls • Farmer’s eligibility , sum insured, deadline to buy • Pre inspection at planting stage • Field loss adjustment Trigger Municipality yield below 60% of the 10 year mean • Farmer pays only his part Premium collection • Mamda collects the subsidy from the Government Claim payment • Recovery percentage is the same for all insured farmers of the municipality • This percentage is applied to each and every farmer’s sum insured Jean-Luc Gourgeon 5
5. EXPOSURE Level 2 3 % By crop By level of coverage Level 3 0% Leguminous plants 6% Corn 0% Level 1 20% Level 0a 45% Barley 28% Wheat 66% Level 0b 32% Jean-Luc Gourgeon 6
6. SPLIT OF TOTAL INSURED SURFACE 0 .4 % 4.6 % 0.2 % 13.5 % Contents 6.8 % 10.4 % 6 .0 % 1.6 % 1.8 % 20.3% 5.3 % 20.1 % 7.0 % 1.9 % 0% 0% Jean-Luc Gourgeon 7
7. MPCI SURFACE BY GROWING SEASON 2014-2015 Target : 800 000 ha Achievement : 717 000 ha Claims: 40 M MAD 2012-2013 Target : 450 000 ha Achievement : 468 000 ha Claims: 38 M MAD 2013 – 2014 Target : 650 000 ha Achievement : 685 000 ha Claims: 226 M MAD 2015-2016 Target : 1 000 000 ha Achievement: 1 079 000 ha Claims: ? (severe drought) 2011 - 2012 Target : 300 000 ha Achievement : 326 000 ha Claims: 163 M MAD Jean-Luc Gourgeon 8
8. Thank you Merci ‫شكرا‬ Jean-Luc Gourgeon 9