United Arab Emirates: Monthly Banking Indicators - January 2017

Transcription

1. UAE Banking Indicators - National Banks ( NB ) & Foreign Banks ( FB ) * (End of month, figures in billions of Dirhams unless otherwise indicated) 2014 2015 2016 Dec NB Dec FB Jan 2017 Dec** % Month -on-Month Jan** NB FB NB FB NB FB NB FB 1.Gross Bank Assets 1,892.1 412.8 2088.8 389.4 2081.6 398.8 2235.5 375.3 2233.0 377.1 -0.1% 2.Gross Credit 1,162.3 215.8 1,275.7 209.4 1,282.7 209.2 1,378.9 195.1 1,384.7 192.8 0.4% 1,192.7 188.5 1,197.2 188.2 1,281.4 172.2 1,284.4 169.7 1,087.4 190.3 Government 145.7 7.4 158.9 7.7 159.7 6.6 166.5 6.0 167.6 Public Sector (GREs) 131.7 34.5 139.6 31.8 146.6 33.2 159.3 27.8 158.3 146.9 Domestic Credit 792.1 Private Sector Business & Industrial Sector Credit 1 Individual 2 Non-Banking Financial Institutions Foreign Credit 3 of which: Loans & Advances to Non-Residents in AED 3.Total Investments by Banks FB % % Month -on- Year -on- Month Year All Banks FB NB 0.5% 7.3% -5.4% -0.03% 5.2% -1.2% 8.0% -7.8% 0.2% 5.7% 0.2% -1.5% 7.3% -9.8% 0.03% 5.0% 0.7% -11.7% 4.9% -19.7% 0.2% 4.0% 27.1 -0.6% -2.5% 8.0% -18.4% -0.9% 3.1% 5.3 NB % Year -on- Year 870.3 148.2 866.6 147.5 938.5 137.5 940.2 136.4 0.2% -0.8% 8.5% -7.5% 0.1% 6.2% 529.1 110.1 575.2 112.6 569.8 111.8 624.1 103.7 624.0 103.6 0.0% -0.1% 9.5% -7.3% -0.03% 6.7% 263.0 36.8 295.1 35.6 296.8 35.7 314.4 33.8 316.2 32.8 0.6% -3.0% 6.5% -8.1% 0.2% 5.0% 17.9 1.5 23.9 0.8 24.3 0.9 17.1 0.9 18.3 0.9 7.0% 0.0% -24.7% 0.0% 6.7% -23.8% 74.9 25.5 83.0 20.9 85.5 21.0 97.5 22.9 100.3 23.1 2.9% 0.9% 17.3% 10.0% 2.5% 15.9% 8.6 1.6 7.4 1.8 7.6 1.8 12.4 2.2 12.8 2.3 3.2% 4.5% 68.4% 27.8% 3.4% 60.6% 215.6 12.4 227.4 22.7 229.4 19.0 267.1 21.6 272.0 20.1 1.8% -6.9% 18.6% 5.8% 1.2% 17.6% 129.5 10.2 126.9 19.1 128.9 15.4 166.9 19.2 171.5 17.8 2.8% -7.3% 33.0% 15.6% 1.7% 31.2% Equities 14.0 0.0 13.5 0.0 12.5 0.0 12.1 0.0 12.2 0.0 0.8% 0.0% -2.4% 0.0% 0.8% -2.4% Held to maturity securities 45.0 2.2 58.9 3.3 59.8 3.0 58.0 2.4 57.8 2.3 -0.3% -4.2% -3.3% -23.3% -0.5% -4.3% Other Investments 27.1 0.0 28.1 0.3 28.2 0.6 30.1 0.0 30.5 0.0 8.2% -100.0% 1.3% 5.9% 1186.3 235.0 1250.4 221.2 1245.7 225.4 1351.8 211.1 1077.7 189.6 1121.7 178.4 1127.6 178.2 1191.6 172.3 155.6 1.8 155.6 1.7 185.5 186.3 9.7 160.8 761.9 162.8 823.0 Debt securities 4.Bank Deposits Resident Deposits Government Sector GREs (Govt. ownership of more than 50%) Private Sector Non-Banking Financial Institutions Non-Resident Deposits Capital & Reserves 4 Specific provisions & Interest in Suspense 187.0 1.8 162.3 11.0 698.3 170.5 181.5 9.3 760.9 162.9 1.3% 0.0% 1351.1 210.8 -0.1% -0.1% 8.5% -6.5% -0.1% 6.2% 1188.9 176.1 -0.2% 2.2% 5.4% -1.2% 0.1% 4.5% 1.3 184.4 1.3 -0.6% 0.0% 18.5% -23.5% -0.6% 18.1% 7.4 162.6 9.5 28.4% -12.7% -2.1% 2.3% -12.2% 157.7 819.9 -2.0% -0.1% 5.9% 159.5 -0.4% 5.8 -1.3% 6.3 23.7 4.4 23.8 4.0 22.3 5.9 22.0 -1.7% -7.6% 45.0% -1.4% 0.0% 45.4 128.7 42.8 118.1 47.2 160.2 38.8 162.2 34.7 1.2% -10.6% 37.3% -26.5% -1.1% 19.1% 253.9 45.2 277.5 47.3 277.4 48.1 296.6 50.3 300.2 50.5 1.2% 0.4% 8.2% 5.0% 1.1% 7.7% 58.3 13.3 55.7 16.7 56.5 16.9 59.2 19.3 59.9 19.6 1.2% 1.6% 6.0% 16.0% 1.3% 8.3% 0.0% 0.0% 9.7% 2.6% 0.0% 8.7% 3.0 22.7 3.8 22.7 3.8 24.9 3.9 24.9 3.9 78.8% 88.6% 78.6% 88.9% 76.3% 88.6% 74.8% 88.3% 73.7% Liquid Assets Ratio (LAR) 6 14.3% 21.6% 16.5% 22.2% 13.6% 22.4% 14.8% 24.2% 13.9% 24.2% Capital adequacy ratio - ( Tier 1 + Tier 2 ) 18.1% 18.0% 18.0% 20.2% 18.6% 21.5% 16.4% 15.1% 16.5% 17.1% 17.1% 18.6% Lending to Stable Resources Ratio of which: Tier 1 7.6% 30.1 21.1 5 1.1% 108.6 86.5% General provisions 1.1% * There are 23 National Banks & 35 Foreign Banks operating from UAE ** Data are estimates and subject to revision. 1 Includes lending to (Resident): Trade Bills Discounted and Insurance Companies 2 Does not Include lending to High Net-worth Individuals 3 Includes lending to (Non Resident): Non Banking Financial Institutions, Trade Bills Discounted and Loans & Advances (Government & Public Sector, Private Sector (corporate and Individuals ) in Local and Foreign Currency. 4 Excluding subordinated borrowings/deposits but including current year profit 5 The Ratio of the Total Advances (Net Lending + Net Financial Guarantees & Stand -by LC + Interbank Placements more than 3 months) to the sum of ( Net Free Capital Funds + Total Other Stable Resources) 6 LAR = The Ratio of Total Banks' Liquid Assets (including Reserve Requirements) to Total Assets*** *** Total Assets = Balance Sheet Total Assets - (Capital & Reserves + All Provisions Except Staff Benefit Provision + Refinancing+Subordinated Borrowings/Deposits)