Turkey: Bank Loans Tendency Survey - 4th Quarter 2017

Transcription

1. BANK LOANS TENDENCY SURVEY 4th QUARTER OF 2017
2. Bank Loans Tendency Survey | 4th Quarter of 2017 I. CREDIT STANDARDS Graph 1. Net Percentage of Banks Reporting Change in Standards (>0; Easing, <0; Tightening), (Realized (R), Expected (E)) Loans to Enterprises - Credit Standards (R) Loans to Enterprises - Credit Standards (E) Vehicle Loans - Credit Standards (R) Vehicle Loans - Credit Standards (E) 80 80 30 30 -20 -20 -70 -70 -120 -120 41234123412341234123412341234123412341234123412341 41234123412341234123412341234123412341234123412341 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 201718 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 201718 Housing Loans - Credit Standards (R) Housing Loans - Credit Standards (E) Other Consumer Loans - Credit Standards (R) Other Consumer Loans - Credit Standards (E) 80 80 30 30 -20 -20 -70 -70 -120 -120 41234123412341234123412341234123412341234123412341 41234123412341234123412341234123412341234123412341 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 201718 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 201718 2
3. Bank Loans Tendency Survey | 4th Quarter of 2017 II. DEMAND FOR LOANS Graph 2. Net Percentage of Banks Reporting Change in Demands for Loans (>0; Increasing, <0; Decreasing) Vehicle Loans - Demand (R) Vehicle Loans - Demand (E) Loans to Enterprises - Demand (R) Loans to Enterprises - Demand (E) 80 80 30 30 -20 -20 -70 -70 -120 -120 41234123412341234123412341234123412341234123412341 41234123412341234123412341234123412341234123412341 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 201718 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 201718 Other Consumer Loans - Demand (R) Other Consumer Loans - Demand (E) Housing Loans - Demand (R) Housing Loans - Demand (E) 80 80 30 30 -20 -20 -70 -70 -120 -120 41234123412341234123412341234123412341234123412341 41234123412341234123412341234123412341234123412341 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 201718 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 201718 3
4. Bank Loans Tendency Survey | 4th Quarter of 2017 Graph 3. Factors Affecting Demand For Loans (Net Percentage Change) (>0; Positive Effect, <0; Negative Effect) III. FUNDING CONDITIONS Graph 4. Net Percentage of Banks Reporting Change in Funding Conditions (>0; Easing, <0; Tightening) Funding Conditions in International Markets Local Funding Conditions Realized Expected Realized Expected 100 100 80 80 60 60 40 40 20 20 0 0 -20 -20 -40 -40 -60 -60 -80 -80 -100 -100 -120 -120 4 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 4 1 4 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 4 1 12 12 2013 2014 2015 2016 2017 18 2013 2014 2015 2016 2017 18 4