Turkey: Bank Loans Tendency Survey - 4Q 2019

Transcription

1. BANK LOANS TENDENCY SURVEY 4th Quarter of 2019
2. Bank Loans Tendency Survey | 4rthQuarter of 2019 I. CREDIT STANDARDS Graph 1. Net Percentage of Banks Reporting Change in Standards (>0; Easing, <0; Tightening), (Realized (R), Expected (E)) Vehicle Loans - Credit Standards (R) Vehicle Loans - Credit Standards (E) Loans to Enterprises - Credit Standards (R) Loans to Enterprises - Credit Standards (E) 80 80 30 30 -20 -20 -70 -70 -120 -120 4123412341234123412341234123412341234123412341234123412341 4123412341234123412341234123412341234123412341234123412341 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 201920 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 201920 Housing Loans - Credit Standards (R) Housing Loans - Credit Standards (E) Other Consumer Loans - Credit Standards (R) Other Consumer Loans - Credit Standards (E) 80 80 30 30 -20 -20 -70 -70 -120 -120 4123412341234123412341234123412341234123412341234123412341 4123412341234123412341234123412341234123412341234123412341 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 201920 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 201920 2
3. Bank Loans Tendency Survey | 4rthQuarter of 2019 II. DEMAND FOR LOANS Graph 2. Net Percentage of Banks Reporting Change in Demands for Loans (>0; Increasing, <0; Decreasing) Loans to Enterprises - Demand (R) Loans to Enterprises - Demand (E) Vehicle Loans - Demand (R) Vehicle Loans - Demand (E) 80 80 30 30 -20 -20 -70 -70 -120 -120 4123412341234123412341234123412341234123412341234123412341 4123412341234123412341234123412341234123412341234123412341 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 201920 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 201920 Housing Loans - Demand (R) Housing Loans - Demand (E) Other Consumer Loans - Demand (R) Other Consumer Loans - Demand (E) 80 80 30 30 -20 -20 -70 -70 -120 -120 4123412341234123412341234123412341234123412341234123412341 4123412341234123412341234123412341234123412341234123412341 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 201920 052006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 201920 3
4. Bank Loans Tendency Survey | 4rthQuarter of 2019 Graph 3. Factors Affecting Demand For Loans (Net Percentage Change) (>0; Positive Effect, <0; Negative Effect) III. FUNDING CONDITIONS Graph 4. Net Percentage of Banks Reporting Change in Funding Conditions (>0; Easing, <0; Tightening) Funding Conditions in International Markets Local Funding Conditions Realized Expected Realized Expected 100 150 80 100 60 40 50 20 0 0 -20 -40 -50 -60 -80 -100 -100 -150 -120 4 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 4 1 4 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 4 1 2 3 4 1 12 2013 12 2013 2014 2015 2016 2017 2018 2019 20 2014 2015 2016 2017 2018 2019 20 4