Login Get Started
HelpDesk
 Embed  Download
  of  

or
Sign in to continue reading...

United Arab Emirates: Banking & Monetary Statistics - June 2017

IM Research
By IM Research
8 years ago
United Arab Emirates: Banking & Monetary Statistics - June 2017

Provision, Reserves

Banking

Organisation Tags (2)


Create FREE account or Login to add your comment
Comments (0)


Transcription

  1. ‫النشرة االحصائية الشهرية‬ - ‫ البيانات المصرفية والنقدية‬2017 ‫يونيو‬ Monthly Statistical Bulletin - Banking & Monetary Statistics June 2017
  2. Contents ‫الصفحات‬ PAGES Tables 1. Selected Monetary and Banking Indicators 4 2. Monetary Survey 5 3. Monthly Changes in Factors Affecting Money Supply 6 4. UAE Monetary Base (Monthly) 7 5. Central Bank of the UAE Balance Sheet 8 6. Central Bank International Reserves 9 7. Aggregated Balance Sheet of Banks - Assets 10 8. Aggregated Balance Sheet of Banks - Liabilities 11 9. Aggregated Memoranda Accounts of Banks 12 10. Banks' Foreign Assets and Liabilities 13 11. Domestic Credit 14 12. Bank Credit to Residents by Economic Activity ( Quarterly ) 15 13. Deposits distributed Residents / Non Residents 16 14. Deposits by Type and Currency 17 15. Time deposits by Maturity 18 16. Currency Issued 19 17. Cleared Cheques Statistics 20
  3. Contents (Contd) Note: Data are as at end of period unless otherwise indicated. Abbreviations & Notations UAE Dirhams AED Not Available (..) Zero or Insignificant (-) Local Currency LCY Foreign Currency FCY Definitions Gross International Reserves : Gross International Reserves , defined as the sum of Deposits , Held to Maturity Foreign Securities , IMF Reserves & SDR Holdings and Other Foreign Assets Money Supply (M1) : Consists of currency in circulation outside banks plus monetary deposits in local currency with banks (all short-term deposits on which bank customer can withdraw without prior notice) Money Supply (M2) : Consists of Money Supply (M1) plus quasi-monetary deposits (Resident Time and Savings Deposits in Dirham + Resident Deposits in foreign currencies) Money Supply (M3) : Consists of Money Supply (M2) plus Government deposits Certificates of Deposits : Certificates issued by the Central Bank and sold only to banks to absorb excess liquidity with the latter and are also used as an indicator to determine domestic interest rates. Government: of the seven emirates.
  4. ‫الجداول‬ ‫‪TABLES‬‬
  5. Table 1 : Selected Monetary and Banking Indicators (In Millions of AEDs) 2013 Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Total Assets/Liabilities 305,534 323,061 334,053 336,925 337,389 332,535 331,261 324,125 393,655 358,975 364,749 353,628 364,453 379,488 374,999 382,088 391,957 Gross International Reserves * 250,532 266,130 274,833 284,622 288,247 273,449 278,773 271,306 345,147 309,008 316,871 304,371 313,610 327,697 320,190 325,185 341,132 474,054 504,447 507,290 504,384 507,025 Indicator 2014 2015 2016 2017 Mar Apr May Jun *** Central Bank of the UAE Money Supply Indicators Money Supply M1 379,550 411,965 434,306 431,057 436,132 456,899 464,176 453,658 456,934 490,309 481,015 472,502 Money Supply M2 1,042,904 1,109,850 1,127,769 1,120,183 1,125,429 1,162,560 1,174,248 1,158,310 1,186,819 1,218,494 1,180,418 1,200,271 1,225,452 1,272,246 1,273,744 1,274,514 1,267,052 Money Supply M3 1,204,376 1,264,176 1,311,884 1,326,588 1,314,519 1,346,045 1,337,657 1,322,068 1,342,879 1,373,888 1,364,776 1,368,679 1,411,339 1,465,828 1,478,381 1,487,645 1,463,070 2,124,062 2,209,783 2,236,934 2,311,349 2,304,869 2,379,928 2,419,544 2,422,243 2,478,225 2,491,096 2,518,499 2,550,148 2,613,611 2,648,293 2,661,970 2,685,989 2,654,327 -171 40,446 29,772 36,837 7,829 29,968 -4,782 -28,506 -83,885 -50,161 -64,912 -63,732 -44,143 -25,346 -7,370 -2,305 -19,471 409,774 458,082 437,301 470,676 491,902 521,307 530,221 515,777 496,450 505,853 514,367 513,091 546,890 553,018 558,202 555,705 530,504 Banks Total Assets Foreign Assets (Net) Foreign Assets Foreign Assets to Total Assets (%) Foreign Liabilities Foreign Liabilities to Total Liabilities (%) Deposits 1 Residents of which: Corporate Total Number of National Banks and Branches Head Offices Branches Pay Offices Electronic Banking Service Units Total Number of Foreign Banks and Branches Head Offices Branches Pay Offices Electronic Banking Service Units Number of Employees in Banks (UAE) 3 21% 20% 20% 21% 22% 22% 21% 20% 20% 20% 20% 21% 21% 21% 21% 20% 417,636 407,529 433,839 484,073 491,339 535,003 544,283 580,335 556,014 579,279 576,823 591,033 578,364 565,572 558,010 549,975 23% 22% 21% 21% 21% 19% 19% 18% 19% 21% 21% 22% 22% 23% 22% 23% 23% 1,278,852 1,163,872 1,331,744 1,215,962 1,400,244 1,267,410 1,414,466 1,282,003 1,421,231 1,267,279 1,449,298 1,301,325 1,444,306 1,288,593 1,436,780 1,278,255 1,471,618 1,300,126 1,502,669 1,325,155 1,493,055 1,315,942 1,508,710 1,321,820 472,876 487,905 508,546 499,428 517,415 530,403 544,811 553,813 563,100 571,428 565,690 576,394 592,181 593,486 597,491 586,745 575,424 114,980 115,782 132,834 132,463 153,952 147,973 155,713 158,525 171,492 177,514 177,113 186,890 199,050 188,990 184,345 182,226 179,856 49,187 45,271 53,964 51,272 62,599 61,832 61,043 65,857 72,807 78,706 80,702 84,460 88,352 84,003 86,555 79,407 80,304 1,203,317 1,223,858 1,254,232 1,290,611 1,277,620 1,303,587 1,335,843 1,366,319 1,381,181 1,404,381 1,426,296 1,446,109 1,454,414 1,472,408 1,470,043 1,467,285 1,456,842 910,162 902,842 943,195 980,607 958,373 973,160 999,972 1,022,997 1,043,202 1,054,947 1,069,964 1,084,074 1,094,631 1,100,739 1,107,432 1,106,213 1,100,067 23 841 89 29 23 843 89 29 23 858 89 29 23 866 89 33 23 869 90 34 23 871 90 31 23 873 90 32 23 875 90 34 23 874 90 37 23 874 90 39 23 862 86 33 23 857 85 32 23 846 76 33 23 834 72 35 23 819 63 35 23 822 62 36 23 838 61 36 28 87 1 52 28 87 1 53 28 87 1 53 28 87 1 54 26 86 1 48 26 86 1 48 26 86 1 48 26 86 1 45 26 86 1 40 26 85 1 41 26 86 1 42 26 85 1 41 26 85 1 31 26 85 1 29 26 85 1 30 26 85 1 30 26 85 1 29 Non-Residents of which: Corporate Bank Credit (Domestic) of which: Credit to Private Sector ** 19% 409,945 1,562,949 1,602,011 1,605,098 1,615,746 1,589,139 1,363,899 1,413,021 1,420,753 1,433,520 1,409,283 2 2 36,087 36,446 36,692 36,686 39,051 39,194 38,560 38,722 40,159 38,912 38,134 37,283 37,547 36,958 36,958 36,958 36,351 Employed with National Banks 3 28,165 28,616 28,876 28,876 31,152 31,291 30,786 30,906 32,352 31,173 30,583 29,754 29,532 29,504 29,504 29,504 28,986 Employed with Foreign Banks 3 7,922 7,830 7,816 7,810 7,899 7,903 7,774 7,816 7,807 7,739 7,551 7,529 7,439 7,454 7,454 7,454 7,365 1 Excluding Inter-Bank Deposits 2 Excludes number of Wholesale Banks operating in UAE 3 Excluding Auxiliary Staff. Data Subject to Revision on Quarterly Basis * Central Bank International Reserves = Deposits + Held-to-Maturity Foreign Securities + IMF Reserves and SDR Holdings + Other Foreign Assets ** Including Claims on Other Financial Institutions *** Preliminary -4-
  6. Table 2 : Monetary Survey (In Millions of AEDs) 2013 Item Dec Net International Reserves Central Bank (Net) Gross International Reserves Foreign Liabilities Banks (Net) Foreign Assets Foreign Liabilities Net Domestic Assets Claims on Private Sector Net Claims on Government Claims on Official Entities Claims on Nonbank Financial Institutions Capital and Reserves Other Items (net) Money Supply M1 Currency in Circulation Outside Banks Monetary Deposits Money Supply M2 Quasi - Money 2014 Mar Jun 2015 Sep Dec Mar 295,519 265,551 273,449 7,898 29,968 521,307 491,339 2016 Jun Sep Dec 265,648 270,430 278,773 8,343 -4,782 530,221 535,003 234,011 262,517 271,306 8,789 -28,506 515,777 544,283 252,337 336,222 345,147 8,925 -83,885 496,450 580,335 Mar 249,826 299,987 309,008 9,021 -50,161 505,853 556,014 Jun 235,503 300,415 316,871 16,456 -64,912 514,367 579,279 2017 Sep Dec 233,594 297,326 304,371 7,045 -63,732 513,091 576,823 264,752 308,895 313,610 4,715 -44,143 546,890 591,033 Mar 295,763 321,109 327,697 6,588 -25,346 553,018 578,364 Apr 307,039 314,409 320,190 5,781 -7,370 558,202 565,572 May Jun * 316,691 318,996 325,185 6,189 -2,305 555,705 558,010 316,536 336,007 341,132 5,125 -19,471 530,504 549,975 246,966 247,137 250,532 3,395 -171 409,774 409,945 302,661 262,215 266,130 3,915 40,446 458,082 417,636 298,287 268,515 274,833 6,318 29,772 437,301 407,529 314,858 278,021 284,622 6,601 36,837 470,676 433,839 288,082 280,253 288,247 7,994 7,829 491,902 484,073 795,938 860,011 47,578 178,055 91,888 -293,419 -88,175 807,189 890,689 54,694 208,547 55,188 -289,076 -112,853 829,482 933,692 31,447 196,642 54,818 -298,085 -89,032 805,325 981,668 1,752 195,968 43,892 -310,011 -107,944 837,347 959,046 21,498 196,737 42,352 -318,971 -63,315 379,550 411,965 434,306 431,057 436,132 456,899 464,176 453,658 456,934 490,309 481,015 472,502 474,054 504,447 507,290 504,384 50,408 53,410 54,883 57,261 59,016 56,212 58,827 57,230 58,391 61,830 64,457 61,789 62,262 65,448 65,245 67,161 67,351 329,142 358,555 379,423 373,796 377,116 400,687 405,349 396,428 398,543 428,479 416,558 410,713 411,792 438,999 442,045 437,223 439,674 867,041 908,600 924,299 934,482 968,668 944,915 966,677 960,700 976,483 966,705 957,823 950,516 974,890 1,003,449 1,025,116 1,040,059 1,051,577 1,074,750 1,089,021 1,100,058 1,103,656 1,110,124 1,108,102 1,103,675 36,655 61,818 61,262 68,324 71,854 42,913 63,211 56,196 57,179 47,586 36,682 52,999 202,347 201,038 212,660 204,886 215,707 226,265 226,170 224,733 232,504 223,436 223,022 218,453 43,440 42,832 44,756 49,310 50,269 44,422 44,201 29,825 30,325 31,040 31,838 29,442 -319,752 -329,911 -334,679 -345,034 -336,987 -351,006 -359,832 -369,182 -359,725 -364,654 -368,103 -368,186 -70,539 -70,626 -84,816 -83,063 -83,752 -92,429 -96,094 -80,930 -87,456 -80,827 -73,718 -85,867 507,025 1,042,904 1,109,850 1,127,769 1,120,183 1,125,429 1,162,560 1,174,248 1,158,310 1,186,819 1,218,494 1,180,418 1,200,271 1,225,452 1,272,246 1,273,744 1,274,514 1,267,052 663,354 697,885 693,463 689,126 689,297 705,661 710,072 704,652 729,885 728,185 699,403 727,769 751,398 767,799 766,454 770,130 760,027 Foreign Currency Deposits 193,966 213,511 209,663 223,331 214,336 233,097 233,285 238,173 245,127 245,129 230,173 255,758 270,838 278,393 282,168 275,929 269,448 Dirham Deposits 469,388 484,374 483,800 465,795 474,961 472,564 476,787 466,479 484,758 483,056 469,230 472,011 480,560 489,406 484,286 494,201 490,579 Money Supply M3 Government Deposits 1,204,376 1,264,176 1,311,884 1,326,588 1,314,519 1,346,045 1,337,657 1,322,068 1,342,879 1,373,888 1,364,776 1,368,679 1,411,339 1,465,828 1,478,381 1,487,645 1,463,070 161,472 154,326 184,115 206,405 189,090 183,485 163,409 * Preliminary -5- 163,758 156,060 155,394 184,358 168,408 185,887 193,582 204,637 213,131 196,018
  7. Table 3 : Monthly Changes in Factors Affecting Money Supply (In Millions of AEDs) 2014 Item Net International Reserves Central Bank (Net) Gross International Reserves Foreign Liabilities Banks (Net) Foreign Assets Foreign Liabilities Net Domestic Assets Claims on Private Sector Net Claims on Government Claims on Official Entities Claims on Nonbank Financial Institutions Capital and Reserves* Other Items (net)* Money Supply M1 Currency in Circulation Outside Banks 2015 Mar** Jun** Sep** 55,695 -4,374 16,571 -26,776 15,078 6,300 9,506 2,232 -14,702 4,879 -7,913 54,882 15,598 8,703 9,789 3,625 -14,798 5,324 -7,467 56,203 520 2,403 40,617 -10,674 48,308 -20,781 7,691 -10,107 Dec** 283 1,393 7,065 -29,008 33,375 21,226 26,310 50,234 11,251 22,293 -24,157 32,022 30,678 43,003 47,976 -22,622 7,116 -23,247 -29,695 19,746 30,492 -11,905 -674 769 -36,700 -370 -10,926 -1,540 4,343 -9,009 -11,926 -8,960 -24,678 23,821 -18,912 44,629 32,415 22,341 -3,249 5,075 Mar** Jun** 29,694 41,559 15,699 15,844 28,559 21,667 15,157 25,163 -556 5,610 -1,309 11,622 1,088 -608 1,924 -781 -10,159 -4,768 -7,224 -87 -14,190 Dec*** Mar*** Jun*** Sep*** Dec*** 829 -5,020 11,276 9,652 -155 7,443 2,599 25,490 16,337 -6,700 4,587 17,011 164 17,536 2,265 25,728 17,042 -7,507 4,995 15,947 2,824 -2,804 3,320 5,246 23,571 37,131 Quasi - Money 34,531 -4,422 -4,337 171 16,364 4,411 Foreign Currency Deposits 19,545 -3,848 13,668 -8,995 18,761 188 -574 -18,005 9,166 15,472 2,843 -2,906 2,641 -553 896 -203 1,916 190 1,997 12,560 14,576 28,025 3,046 1,498 -4,822 770 2,451 -7,462 -5,420 22,169 8,345 1,901 17,174 11,116 12,553 -1,345 4,888 14,829 -299 5,620 15,339 7,625 3,191 3,775 -6,239 -6,481 -2,397 4,223 -10,308 7,340 1,835 3,491 9,362 -5,120 9,915 -3,622 -8,388 -15,589 10,567 22,130 -6,566 11,562 25,532 23,314 12,553 9,264 -24,575 12,972 -4,711 11,055 8,494 -17,113 59,800 47,708 14,704 -12,069 31,526 -7,146 29,789 22,290 -17,315 -5,605 -20,076 **Indicates Changes from End of Previous Quarter ***Indicates Change from the previous month -6- 1,454 1,444 -9,778 -8,882 -7,307 6,468 -2,022 -4,427 -9,593 -10,904 16,317 -9,068 -414 -4,569 715 798 -2,396 -4,929 -3,449 -83 6,629 7,109 -12,149 96 4,662 -8,921 11,688 -15,938 427 -813 31,107 2,943 8,134 3,838 183 12,646 3,363 408 -1,064 5,065 -17,166 -2,497 -25,201 -7,562 -8,035 6 15,512 -9,374 -909 21,754 24,284 -6,019 16,361 *( - ) Indicates an Increase and ( + ) Indicates a Decrease -1,597 238 705 -807 -9,688 -19,419 17,976 16,251 4,828 5,184 25,939 24,247 -12,792 20,925 29,304 -7,276 16,689 -3,242 2,880 5,539 15,851 8,352 9,263 9,657 660 -1,588 7,568 -7,560 -1,747 767 2,485 4,865 -5,992 -1,519 747 -6,809 1,039 -15,709 -5,945 11,155 -9,119 -2,278 -5,980 17,599 10,436 -8,096 -2,857 22,736 -421 1,755 Jun*** -3,082 2,615 2,378 -5,627 -7,586 May*** 15,802 -415 15,939 -7,920 1,473 Apr*** -328 7,277 -10,518 20,868 17,919 Mar*** 1,257 20,767 3,002 Government Deposits 2017 -96 445 446 1,321 -2,660 10,093 -334 22,139 -34,750 -23,724 -54,053 -7,844 -6,186 -2,927 29,405 8,914 -14,444 -22,872 15,539 11,753 12,696 7,266 43,664 9,280 31,181 23,383 17,939 15,623 29,413 66,946 14,986 Sep** 7,437 -29,871 -31,637 Monetary Deposits Money Supply M2 Dirham Deposits Money Supply M3 2016 8,644 -3,719 349 -11,187 -2,154 -547 -4,799 3,676 -10,103
  8. Table 4 . UAE Monetary Base (Monthly) (End of period, billions of Dirhams) Components of Monetary Base Year Monetary Base Currency Issued * Reserve Requirements Banks & OFCs Current Accounts at CBUAE Certificates of Deposit 2013 March 253.3 59.4 72.9 16.2 104.8 June 255.7 59.4 78.7 20.6 97.0 September 259.3 60.5 82.4 21.4 95.0 December 281.8 63.9 87.8 22.2 107.9 March 297.8 65.3 91.4 21.9 119.2 June 308.9 67.8 98.6 16.8 125.7 September 311.5 70.8 103.7 18.8 118.2 December 309.2 74.5 104.1 31.1 99.5 March 304.4 69.3 105.6 17.8 111.7 June 302.4 72.5 109.5 19.1 101.3 September 295.3 71.0 110.6 16.3 97.4 December 365.2 73.5 111.9 40.0 139.8 January 315.9 73.1 113.9 25.7 103.2 February 326.2 75.3 114.1 20.3 116.5 March 329.5 77.2 113.5 23.4 115.4 April 324.5 76.1 115.6 25.9 106.9 May 326.4 76.6 117.1 24.2 108.5 June 328.6 81.3 118.5 19.7 109.1 July 320.8 76.2 119.9 21.6 103.1 August 324.3 76.9 118.2 28.1 101.1 September 325.5 77.3 118.2 26.2 103.8 October 313.7 76.5 116.0 22.4 98.8 November 313.6 78.0 116.3 23.2 96.1 December 338.1 77.6 116.9 35.4 108.2 January 325.4 77.2 116.8 24.1 107.3 February 336.3 77.5 118.7 28.2 111.9 March 351.5 80.1 119.9 36.2 115.3 April 342.2 78.3 120.5 28.3 115.1 May 354.5 82.0 122.5 35.9 114.1 June ** 355.0 83.9 125.5 42.8 102.8 2014 2015 2016 2017 * Currency Issued = currency in circulation plus cash at banks ** Preliminary -7-
  9. Table 5 : Central Bank of the UAE Balance Sheet (In Millions of AEDs) Item As at As at As at As at As at As at As at As at As at As at As at As at As at As at As at As at As at * 31.12.2013 31.03.2014 30.06.2014 30.09.2014 31.12.2014 31.03.2015 30.06.2015 30.09.2015 31.12.2015 31.03.2016 30.06.2016 30.09.2016 31.12.2016 31.03.2017 30.04.2017 31.05.2017 30.06.2017 Assets Cash and Bank Balances Gold Bullion Deposits Certificates of Deposit Under Repo 14,591 8,024 22,432 36,980 42,001 42,409 40,708 66,883 78,611 46,029 55,656 65,037 90,149 88,061 87,498 130,538 - - - - - - 347 664 940 1,085 1,164 1,171 1,015 1,099 1,122 1,116 133,518 1,101 99,926 101,608 96,523 93,687 76,917 70,057 92,880 98,241 96,362 91,260 65,319 67,467 61,698 95,687 90,986 95,117 97,699 - - - - - 6,000 - - - - - - - - 73 - - 514 514 514 499 321 321 321 228 228 214 214 200 200 200 200 200 200 128,263 152,425 156,364 146,760 157,753 159,947 145,574 107,078 164,495 167,508 192,094 168,988 149,337 140,487 140,828 101,457 104,334 55,361 55,361 54,590 49,852 49,443 49,443 49,443 49,231 49,231 49,198 49,198 49,165 49,165 49,165 49,165 49,165 49,165 6,781 5,034 3,540 9,064 4,280 1,903 1,722 3,709 3,568 1,001 1,507 12,790 4,696 5,036 4,409 5,857 97 94 89 83 79 78 85 78 79 113 103 93 99 93 91 86 83 305,534 323,061 334,053 336,925 337,389 332,535 331,261 324,125 393,655 358,975 364,749 353,628 364,453 379,488 374,999 382,088 391,957 129,367 131,789 113,716 118,103 134,105 145,303 119,150 115,166 199,681 198,254 262,631 211,456 188,892 179,903 201,241 184,836 192,768 Current Accounts & Deposits 111,973 117,360 118,920 126,747 142,168 129,404 135,394 132,727 157,031 140,363 140,351 146,920 154,775 159,330 157,217 161,060 171,177 Certificates of Deposit 107,896 119,223 125,713 118,184 99,534 111,759 101,335 97,365 139,773 115,394 109,083 103,797 108,193 115,301 115,124 114,074 102,859 63,927 65,300 67,823 70,785 74,472 69,353 72,550 71,047 73,522 77,208 81,317 77,267 77,551 80,130 78,343 81,982 83,878 495 1,640 2,059 1,671 1,387 2,191 2,170 3,187 3,111 5,646 13,536 5,175 2,964 3,672 3,225 3,888 12,968 284,291 303,523 314,515 317,387 317,561 312,707 311,449 304,326 373,437 338,611 344,287 333,159 343,483 358,433 353,909 361,004 370,882 Liquidity Support Facility Held to Maturity Foreign Securities Held to Maturity Securities-Issued by Ministry of Finance & Dubai Government Other Assets Property & Equipment Total Assets Off Balance Sheet Commitments Liabilities Currency Issued Other Liabilities Total Liabilities 10,875 Capital and Reserves Authorized,Issued & Fully Paid Capital General Reserve Other Reserve Retained Earnings 2,500 2,500 2,500 2,500 2,500 2,500 2,500 2,500 2,500 2,500 2,500 2,500 2,500 2,500 2,500 2,500 2,500 15,503 16,080 16,080 16,080 17,339 17,339 17,339 17,339 17,812 17,812 17,812 17,812 18,486 18,486 18,486 18,486 18,486 -11 -11 -27 -40 -94 52 150 157 -16 69 104 98 89 - - - - - - - - 143 - - - 3,097 958 958 957 21,243 19,538 19,538 19,538 19,828 19,828 19,812 19,799 20,218 20,364 20,462 20,469 20,970 21,055 21,090 21,084 21,075 Total Liabilities and Capital 305,534 323,061 334,053 336,925 337,389 332,535 331,261 324,125 393,655 358,975 364,749 353,628 364,453 379,488 374,999 382,088 391,957 Off Balance Sheet Commitments 129,367 131,789 113,716 118,103 134,105 145,303 119,150 115,166 199,681 198,254 262,631 211,456 188,892 179,903 201,241 184,836 192,768 Total Capital & Reserves - Not Available * Preliminary -8- - - - - -
  10. Table 6 : Central Bank International Reserves ( in Billions of Dirhams) Period Current Account Balances & Deposits with Banks Abroad Held-to-Maturity Foreign Securities IMF Reserves Position + SDR Holdings Other Foreign Assets Gross International Reserves Foreign Liabilities Net International Reserves 2013 March 91.89 97.78 4.33 4.53 198.53 3.39 195.14 June 113.67 99.74 4.38 2.17 219.96 3.32 216.64 September 112.55 131.05 4.54 3.68 251.82 4.93 246.89 December 108.05 128.27 4.60 9.58 250.50 3.39 247.11 March 103.95 152.43 4.61 5.14 266.13 3.92 262.21 June 110.25 156.37 4.63 3.59 274.84 6.32 268.52 September 124.35 146.76 4.44 9.07 284.62 6.60 278.02 December 115.48 157.75 4.34 10.68 288.25 7.99 280.26 March 105.49 159.95 4.13 3.89 273.45 7.90 265.55 June 124.63 145.57 4.22 4.36 278.78 8.34 270.44 September 156.38 107.08 4.21 3.64 271.31 8.79 262.52 December 171.79 164.50 4.05 4.82 345.16 8.92 336.24 January 122.19 168.41 4.03 6.27 300.90 7.05 293.85 February 134.07 166.93 2.77 5.07 308.84 11.68 297.16 March 132.76 167.51 2.82 5.92 309.01 9.02 299.99 April 120.74 197.48 2.84 5.53 326.59 15.89 310.70 May 108.22 181.59 2.81 6.71 299.33 6.36 292.97 June 116.86 192.09 2.81 5.10 316.86 16.45 300.41 July 123.46 186.44 2.79 5.44 318.13 14.52 303.61 August 118.23 174.44 2.80 6.64 302.11 7.38 294.73 September 126.96 168.99 2.80 5.62 304.37 7.04 297.33 October 123.86 162.84 2.76 8.38 297.84 4.96 292.88 November 114.40 154.97 2.72 15.79 287.88 4.48 283.40 December 147.85 149.34 2.70 13.72 313.61 4.71 308.90 January 129.85 152.21 2.72 8.69 293.47 5.57 287.90 February 149.01 153.10 2.71 5.83 310.65 5.88 304.77 March 178.83 140.49 2.72 5.66 327.70 6.59 321.11 April 170.39 140.83 2.75 6.22 320.19 5.78 314.41 May 215.66 101.46 2.78 5.29 325.19 6.19 319.00 June * 227.65 104.33 2.79 6.36 341.13 5.13 336.00 54.0% -30.1% 3.3% -53.6% 8.8% 8.9% 8.8% 2014 2015 2016 2017 Change for the year * Preliminary -9-
  11. Table 7 : Aggregated Balance Sheet of Banks - Assets (In Millions of AEDs) Item 2013 Dec Mar Jun 2014 Sep Dec Mar Jun 2015 Sep Dec Mar Jun 2016 Sep Dec Mar Apr 2017 May Jun * 230,907 242,585 251,558 251,812 248,478 245,767 241,620 236,608 304,186 266,138 262,134 261,433 274,367 284,528 275,230 285,713 285,774 13,519 11,890 12,940 13,524 15,456 13,141 13,723 13,817 15,131 15,378 16,860 15,478 15,289 14,682 13,098 14,821 16,527 217,388 230,695 238,618 238,288 233,022 232,626 227,897 222,791 289,055 250,760 245,274 245,955 259,078 269,846 262,132 270,892 269,247 Domestic Assets Cash and Deposits with C.B Cash in Hand ( LCY ) Deposits with Central Bank Due From Resident Banks 67,884 67,590 64,283 65,117 64,343 71,576 75,083 60,004 53,947 63,907 56,283 72,561 63,116 64,749 62,132 58,232 56,923 Domestic Credit and Investments 1,312,903 1,335,257 1,375,427 1,409,400 1,388,902 1,422,299 1,457,399 1,493,256 1,502,210 1,529,471 1,561,990 1,580,952 1,602,449 1,625,175 1,621,524 1,616,761 1,604,009 a) Credit Facilities 1,203,317 1,223,858 1,254,232 1,290,611 1,277,620 1,303,587 1,335,843 1,366,319 1,381,181 1,404,381 1,426,296 1,446,109 1,454,414 1,472,408 1,470,043 1,467,285 1,456,842 840,512 870,623 912,468 960,651 938,990 953,782 981,807 1,003,112 1,018,485 1,029,607 1,051,588 1,065,905 1,075,595 1,080,664 1,087,827 1,085,671 1,080,530 41,852 46,101 48,067 54,027 57,112 53,752 57,242 56,675 53,018 53,283 52,973 49,749 48,610 47,157 46,667 46,208 45,957 798,660 824,522 864,401 906,624 881,878 900,030 924,565 946,437 965,467 976,324 998,615 1,016,156 1,026,985 1,033,507 1,041,160 1,039,463 1,034,573 Claims on Government 145,446 143,078 148,288 147,043 153,071 160,972 168,495 166,400 166,586 168,667 168,627 174,085 172,366 176,849 178,342 177,442 177,806 Claims on Official Entities 147,709 177,938 162,749 162,961 166,176 169,455 167,376 176,922 171,393 180,767 187,705 187,950 187,416 194,820 184,269 183,630 178,969 1,368 1,032 790 733 1,020 4,140 2,707 2,952 1,546 1,724 1,859 3,812 2,524 3,368 3,226 2,904 3,284 146,341 176,906 161,959 162,228 165,156 165,315 164,669 173,970 169,847 179,043 185,846 184,138 184,892 191,452 181,043 180,726 175,685 69,650 32,219 30,727 19,956 19,383 19,378 18,165 19,885 24,717 25,340 18,376 18,169 19,037 20,075 19,605 20,542 19,537 69,650 32,219 30,727 19,956 19,383 19,378 18,165 19,885 24,717 25,340 18,376 18,169 19,037 20,075 19,605 20,542 19,537 b) Domestic Investments 109,586 111,399 121,195 118,789 111,282 118,712 121,556 126,937 121,029 125,090 135,694 134,843 148,035 152,767 151,481 149,476 147,167 Unclassified Assets 102,594 106,269 108,365 114,344 111,244 118,979 115,221 116,598 121,432 125,727 123,725 122,111 126,789 120,823 144,882 169,578 177,117 21,556 22,847 22,966 23,150 24,209 24,558 24,713 25,170 25,094 25,582 25,689 25,596 26,244 26,514 26,789 26,847 26,558 2,836 3,366 3,284 6,019 6,447 10,069 8,554 7,730 10,944 9,394 5,992 4,768 9,736 5,190 30,462 46,331 61,707 78,202 80,056 82,115 85,175 80,588 84,352 81,954 83,698 85,394 90,751 92,044 91,747 90,809 89,119 87,631 96,400 88,852 409,774 458,082 437,301 470,676 491,902 521,307 530,221 515,777 496,450 505,853 514,367 513,091 546,890 553,018 558,202 555,705 530,504 Due from H.O. and/or Branches Abroad 114,532 110,933 96,028 106,903 111,725 122,099 123,233 117,632 84,290 83,640 84,500 75,834 102,313 106,932 106,017 89,907 73,740 Due from Other Banks Abroad 131,658 164,017 146,230 157,189 142,718 158,582 155,818 144,605 151,453 138,261 135,997 138,291 145,826 149,597 143,772 150,364 140,171 Claims on Private Sector Commercial Bills Loans,Advances, Overdrafts & Real Estate Mortgage loans. Commercial Bills Loans,Advances & Overdrafts Claims on Other Financial Institutions Loans,Advances & Overdrafts Fixed Assets Inter-Branch Transactions Other Assets Foreign Assets Cash in Hand ( FCY ) 146 154 124 117 161 146 133 167 203 167 205 159 157 155 172 160 164 Securities 77,103 88,357 104,222 99,653 116,748 109,759 119,322 119,045 129,097 139,028 139,130 141,068 140,811 136,097 145,323 148,046 147,358 Credit to Non-Residents 72,227 79,503 75,424 91,282 100,433 106,642 110,831 112,154 103,850 113,130 117,138 119,887 120,369 124,757 126,009 132,174 134,408 Other Foreign Assets 14,108 15,118 15,273 15,532 20,117 24,079 20,884 22,174 27,557 31,627 37,397 37,852 37,414 35,480 36,909 35,054 34,663 2,124,062 2,209,783 2,236,934 2,311,349 2,304,869 2,379,928 2,419,544 2,422,243 2,478,225 2,491,096 2,518,499 2,550,148 2,613,611 2,648,293 2,661,970 2,685,989 2,654,327 Total Assets * Preliminary -10-
  12. Table 8 : Aggregated Balance Sheet of Banks - Liabilities (In Millions of AEDs) Item 2013 Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Apr May Jun * 329,142 358,555 379,423 373,796 377,116 400,687 405,349 396,426 398,543 428,479 416,558 410,713 411,792 438,999 442,044 437,223 439,674 325,353 351,556 374,394 369,601 373,473 395,675 399,767 391,219 393,969 423,070 411,189 405,797 407,311 433,966 436,590 432,232 434,989 3,789 6,999 5,029 4,195 3,643 5,012 5,582 5,207 4,574 5,409 5,369 4,916 4,481 5,033 5,454 4,991 4,685 663,090 697,550 693,139 688,838 689,017 705,308 709,773 704,287 729,523 727,822 699,010 727,333 750,920 767,331 765,967 769,626 759,521 387,835 397,398 392,202 374,988 379,336 372,007 371,617 360,990 378,307 371,427 352,803 358,239 364,826 369,984 364,047 374,455 370,152 81,292 86,643 91,276 90,521 95,357 100,206 104,875 105,126 106,090 111,268 116,035 113,337 115,257 118,956 119,753 119,243 119,922 193,963 213,509 209,661 223,329 214,324 233,095 233,281 238,171 245,126 245,127 230,172 255,757 270,837 278,391 282,167 275,928 269,447 159,655 150,463 183,005 205,636 187,045 182,024 161,199 162,509 155,613 153,606 183,999 167,593 185,036 192,042 197,795 212,102 194,785 Other Domestic Deposits ( LCY + FCY ) ** 15,774 16,393 16,872 17,928 17,744 18,318 17,854 20,240 21,021 20,657 21,744 21,112 20,651 19,700 20,418 19,578 20,065 Government Lending Funds *** 15,080 15,635 16,252 16,866 17,702 18,028 18,608 19,170 19,614 19,955 20,516 21,266 21,197 22,005 22,193 22,375 22,554 272,176 269,538 278,547 290,473 299,144 299,925 310,099 314,880 324,816 316,623 330,544 339,363 348,212 338,670 343,564 347,019 347,111 Domestic Liabilities Monetary Deposits Demand Deposits ( LCY ) Bankers Drafts Quasi Monetary Deposits Time Deposits ( LCY ) Savings Deposits ( LCY ) Other Deposits ( FCY ) Government Deposits ( LCY + FCY ) Capital and Reserves Due to Central Bank Due to Resident Banks Capital Market Funding & Term Borrowings 2015 2017 4,215 3,265 6,230 4,090 1,311 11,205 7,046 6,542 560 844 1,868 2,912 1,157 2,187 5,435 7,215 980 52,890 50,537 43,069 43,734 42,497 51,109 51,939 50,120 47,136 58,763 50,097 63,168 54,798 56,278 53,539 51,742 50,402 7,699 8,815 10,085 9,272 9,286 10,431 16,235 14,171 14,079 14,716 22,239 24,999 25,170 26,429 21,539 18,642 18,639 417,636 407,529 433,839 484,073 491,339 535,003 544,283 580,335 556,014 579,279 576,823 591,033 578,364 565,572 558,010 549,975 Due to H.O and/or Branches Abroad 68,489 68,236 55,417 64,411 70,683 76,893 88,991 72,981 87,748 63,952 61,445 49,036 50,759 49,493 47,756 48,290 53,966 Due to Other Banks Abroad 77,829 77,371 64,244 78,021 88,155 91,384 105,986 124,004 129,956 124,551 138,931 125,312 126,954 120,980 103,252 104,618 101,616 Capital Market Funding 84,495 87,934 90,960 92,687 94,671 105,082 112,781 94,850 90,530 94,068 93,296 89,506 87,518 89,919 96,736 98,844 96,339 Other Term Borrowings 18,955 22,531 21,777 22,213 23,554 20,062 22,412 42,127 43,499 38,957 44,941 61,607 67,068 71,300 73,245 65,440 59,259 114,980 115,782 132,834 132,463 153,952 147,973 155,713 158,525 171,492 177,514 177,113 186,890 199,050 188,990 184,345 182,226 179,856 Other Deposits ( LCY + FCY ) Other Foreign Liabilities Unclassified Liabilities Inter-Branch Transactions Other Liabilities - Of which : Provisions 1 Total Liabilities 45,197 45,782 42,297 44,044 53,058 49,945 49,120 51,796 57,110 56,972 63,553 64,472 59,684 57,682 60,238 58,592 58,939 194,396 221,396 202,783 226,877 179,934 191,554 186,439 189,615 186,985 193,617 192,645 194,866 203,645 206,288 223,904 242,457 250,621 2,459 25,897 8,113 4,218 5,093 6,616 7,905 7,158 3,538 4,545 2,890 3,615 6,106 6,400 26,090 40,278 57,761 191,937 195,499 194,670 222,659 174,841 184,938 178,534 182,457 183,447 189,072 189,755 191,251 197,539 199,888 197,814 202,179 192,860 97,981 104,210 108,694 113,081 97,277 97,772 98,011 100,964 101,526 103,841 105,791 108,540 110,372 112,297 113,671 114,654 113,660 2,124,062 2,209,783 2,236,934 2,311,349 2,304,869 2,379,928 2,419,544 2,422,243 2,478,225 2,491,096 2,518,499 2,550,148 2,613,611 2,648,293 2,661,970 2,685,989 2,654,327 Preliminary ** Commercial Prepayments (Margin Deposits) ( L.Cy + F.Cy ) & Borrowings under Repurchase Agreements *** Refinancing of Housing Loans to Nationals under various schemes of Federal & Emirates Governments 1 2016 409,945 Foreign Liabilities * 2014 Provisions for Bad and Doubtful Debts as well as Interest in suspense -11-
  13. Table 9 : Aggregated Memoranda Accounts of Banks (In Millions of AEDs) Item 2013 2014 2015 2016 2017 Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Apr May Jun * Letters of Credit 114,919 118,703 116,557 133,061 132,425 118,753 122,332 118,699 110,897 102,695 103,778 96,123 96,678 89,799 87,194 87,118 86,820 Guarantees 316,539 331,417 342,593 345,282 351,734 369,650 371,179 372,638 373,399 372,374 383,138 386,612 387,131 385,370 384,067 385,200 391,593 Commitments 130,353 131,333 158,177 174,213 173,961 178,546 180,382 174,388 185,767 184,131 178,946 184,090 188,144 186,883 185,955 190,328 186,487 FX Derivatives 864,775 937,291 1,091,557 949,085 920,848 994,597 925,227 908,801 682,430 604,681 517,210 508,825 443,390 479,046 519,572 580,557 588,925 1,355,319 1,402,004 1,438,466 1,609,694 1,416,267 1,255,061 1,438,215 1,383,402 1,427,143 1,605,865 1,833,688 1,966,884 1,881,570 1,939,173 1,947,743 2,021,011 2,005,898 117,265 159,593 177,125 173,143 150,882 209,415 187,898 136,325 115,200 84,379 68,656 60,288 48,069 61,567 58,628 54,117 52,967 Other Memoranda Items 27,545 57,744 92,815 77,390 69,769 44,383 52,493 42,029 52,636 37,998 52,642 53,004 37,946 45,854 47,359 71,261 47,609 Total Memoranda Accounts 2,926,715 3,138,085 3,417,290 3,461,868 3,215,886 3,170,405 3,277,726 3,136,282 2,947,472 2,992,123 3,138,058 3,255,826 3,082,928 3,187,692 3,230,518 3,389,592 3,360,299 Off-Balance Sheet Items Interest Rate Derivatives Others Derivatives * Preliminary -12-
  14. Table 10 : Banks' Foreign Assets and Liabilities (In Millions of AEDs) 2015 Item Jan Feb Mar Apr May 2016 Jun Jul Aug Sep Dec Mar Jun 2017 Sep Dec Mar Apr May Jun * Foreign Assets 494,375 512,840 521,307 516,332 515,360 530,221 515,320 530,012 515,777 496,450 505,853 514,367 513,091 546,890 553,018 558,202 555,705 Notes and Coins 168 120 146 144 158 133 127 156 167 203 167 205 159 157 155 172 160 164 99,413 128,237 122,099 127,131 109,460 123,233 118,981 128,296 117,632 84,290 83,640 84,500 75,834 102,313 106,932 106,017 89,907 73,740 159,874 152,973 158,582 148,236 160,415 155,818 145,675 147,879 144,605 151,453 138,261 135,997 138,291 145,826 149,597 143,772 150,364 140,171 57,236 50,634 55,651 48,644 58,624 49,296 43,746 48,362 51,303 64,459 50,576 51,019 53,340 61,219 59,624 59,902 70,962 65,749 - Term Placements 66,689 67,704 66,696 62,873 60,279 62,578 60,388 58,628 48,667 46,731 53,241 46,055 49,786 50,108 54,054 52,717 50,035 43,793 - Term Loans 35,949 34,635 36,235 36,719 41,512 43,944 41,541 40,889 44,635 40,263 34,444 38,923 35,165 34,499 35,919 31,153 29,367 30,629 Securities 105,686 104,511 109,759 110,162 111,400 119,322 116,185 117,864 119,045 129,097 139,028 139,130 141,068 140,811 136,097 145,323 148,046 147,358 Loans and Advances 102,123 104,051 106,642 108,881 110,755 110,831 113,252 114,318 112,154 103,850 113,130 117,138 119,887 120,369 124,757 126,009 132,174 134,408 Other Foreign Assets 27,111 22,948 24,079 21,778 23,172 20,884 21,100 21,499 22,174 27,557 31,627 37,397 37,852 37,414 35,480 36,909 35,054 34,663 549,975 Due from H.O and Branches Due from Other Banks Abroad - Money at Call & Short Notice , Nostro Balance , Banks Bills & Lending under Repurchase 530,504 Agreement Foreign Liabilities 471,075 469,844 491,339 503,573 506,662 535,003 539,225 560,953 544,283 580,335 556,014 579,279 576,823 591,033 578,364 565,573 558,010 Due to H.O and/or Branches Abroad 66,250 66,757 76,893 76,162 77,259 88,991 92,885 89,370 72,981 87,748 63,952 61,445 49,036 50,759 49,493 47,756 48,290 53,966 Due to Other Banks Abroad - Money at Call & Short Notice , Borrowings on 85,891 83,954 91,384 100,870 100,053 105,986 108,194 120,134 124,004 129,956 124,551 138,931 125,312 126,954 120,980 103,252 104,618 101,616 34,335 31,371 35,079 43,031 42,605 40,437 54,722 60,092 66,667 55,750 41,475 56,029 56,945 51,060 48,733 40,717 46,373 51,012 46,372 50,506 55,042 56,402 55,398 64,589 52,574 59,161 47,744 62,695 57,429 54,822 53,271 56,922 54,077 44,026 39,355 35,136 5,184 2,077 1,263 1,437 2,050 960 898 881 9,593 11,511 25,647 28,080 15,096 18,972 18,170 18,509 18,890 15,468 Capital Market Funding 95,094 102,433 105,082 106,763 109,505 112,781 112,320 114,267 94,850 90,530 94,068 93,296 89,506 87,518 89,919 96,736 98,844 96,339 Other Term Borrowings 20,582 20,492 20,062 22,816 22,776 22,412 23,013 26,285 42,127 43,499 38,957 44,941 61,607 67,068 71,300 73,245 65,440 59,259 142,959 141,934 147,973 146,695 144,604 155,713 153,208 160,461 158,525 171,492 177,514 177,113 186,890 199,050 188,990 184,346 182,226 179,856 - Demand Deposits 32,744 32,238 30,760 32,285 29,732 29,983 27,987 28,875 31,629 32,826 40,929 33,573 30,892 39,323 34,895 37,840 35,925 35,392 - Time Deposits 87,083 86,869 95,130 89,302 89,430 101,734 97,711 105,336 102,602 114,072 114,692 120,311 131,508 135,923 128,861 122,308 121,613 119,604 - Savings Deposits 22,098 Demand and Remaining Balance & Borrowings Under Repurchase Agreement - Inter Bank Borrowings - Other Term Borrowings Other Deposits 19,644 20,001 19,445 19,636 19,634 19,762 19,865 19,767 19,771 20,733 20,714 20,804 21,627 21,524 21,983 21,796 22,187 - Commercial Prepayments(Margin Deposits) 1,639 1,476 1,543 1,327 1,226 1,224 230 241 298 334 405 436 476 360 1,145 437 472 382 - Borrowings Under Repurchase Agreements(NBFI) 1,849 1,350 1,095 4,145 4,582 3,010 7,415 6,242 4,225 3,527 774 1,989 2,387 1,920 2,106 1,965 2,029 2,380 60,299 54,274 49,945 50,267 52,465 49,120 49,605 50,436 51,796 57,110 56,972 63,553 64,472 59,684 57,682 60,238 58,592 58,939 Other Foreign Liabilities ** Preliminary -13-
  15. Table 11 : Domestic Credit * (In Millions of AEDs) 2013 2014 2015 2016 2017 Item Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Apr May Government 145,446 143,078 148,288 147,043 153,071 160,972 168,495 166,400 166,586 168,667 168,627 174,085 172,366 176,849 178,342 177,442 177,806 Public Sector 147,709 177,938 162,749 162,961 166,176 169,455 167,376 176,922 171,393 180,767 187,705 187,950 187,416 194,820 184,269 183,630 178,969 Private Sector 910,162 902,842 943,195 980,607 958,373 973,160 999,972 1,022,997 1,043,202 1,054,947 1,069,964 1,084,074 1,094,631 1,100,739 1,107,432 1,106,213 1,100,067 69,650 32,219 30,727 19,956 19,383 19,378 18,165 19,885 24,717 25,340 18,376 18,169 19,037 20,075 19,605 20,542 19,537 1,072 1,635 1,171 1,111 1,191 1,105 1,252 1,258 1,237 1,171 1,241 1,495 1,515 1,068 1,074 1,073 1,428 Business and Industrial Sector 559,356 582,327 615,836 652,694 638,039 642,898 661,292 672,141 686,518 692,342 708,481 718,567 726,913 730,302 736,963 734,098 727,183 Others 280,084 286,661 295,461 306,846 299,760 309,779 319,263 329,713 330,729 336,094 341,866 345,843 347,166 349,294 349,790 350,500 351,918 1,203,317 1,223,858 1,254,232 1,290,611 1,277,620 1,303,587 1,335,843 1,366,319 1,381,181 1,404,381 1,426,296 1,446,109 1,454,414 1,472,408 1,470,043 1,467,285 1,456,842 Financial Institutions Insurance Companies Total * Domestic Credit Included Lending to ( Residents ) : Non Banking Financial Institutions , Trade Bills Discounted and Loans and Advances for Government & Public Sector , Private Sector ( Corporates and Individuals ) in Local and Foreign Currency ** Preliminary -14- Jun **
  16. Table 12 : Bank Credit to Residents by Economic Activity ( Quarterly ) (In Millions of AEDs) End of Period Economic Activity 1) Agriculture 2) 3) 2013 Dec 2014 Mar Jun 2015 Sep Dec Mar Jun 2016 Sep Dec Mar Jun 2017 Sep Dec Mar Jun * 3,092 2,299 1,607 2,221 2,698 1,645 1,272 1,294 1,559 1,262 1,200 1,177 1,374 1,165 1,136 Mining and Quarrying 15,653 17,448 8,893 9,989 9,181 10,738 10,456 11,071 11,922 11,707 12,437 14,013 13,550 19,001 13,912 Manufacturing 58,032 58,018 66,278 61,393 65,140 66,476 71,195 72,215 69,110 72,231 71,376 71,589 69,300 68,277 70,339 5,549 4,640 5,758 5,644 6,463 6,494 6,815 6,397 6,516 6,067 6,244 5,782 5,817 6,981 7,793 739 776 819 984 1,100 1,095 1,256 1,171 1,477 1,523 1,379 1,330 1,365 1,347 1,237 3.3 Furniture and Other Wood Products 4,110 4,232 6,230 2,269 1,789 2,030 2,161 2,455 2,528 2,624 2,642 2,342 2,403 2,482 2,428 3.4 Paper And Paper Products 1,006 1,044 1,150 1,235 1,341 1,604 1,698 1,873 1,992 1,912 1,850 1,915 1,958 1,970 1,789 Chemicals and Chemical Products, 3.5 Petroleum and Petro-Chemicals 8,333 7,765 9,217 9,817 12,693 14,576 18,123 17,229 17,480 18,652 18,342 17,953 17,266 16,479 12,943 13,966 12,589 11,609 13,650 15,428 14,980 12,727 14,576 12,524 12,926 12,975 13,378 13,683 13,537 13,239 3.1 Food , Beverages and Tobacco 3.2 Textile and Leather Products 3.6 Basic Metal Products (Including Aluminium) Fabricated Metal Products, Machinery 3.7 and Equipment 3.8 Other Manufactured Products 4,444 6,378 7,695 7,006 6,724 7,417 6,673 7,782 6,869 7,289 7,077 7,077 6,857 6,496 11,298 19,885 20,594 23,800 20,788 19,602 18,280 21,742 20,732 19,724 21,238 20,867 21,812 19,951 18,985 19,612 21,864 20,925 20,201 19,193 18,937 18,576 22,479 20,732 20,482 18,559 18,592 17,882 18,455 18,097 17,397 4) Electricity, Gas and Water 5) Construction and Real Estate 204,351 199,711 207,692 211,558 212,550 210,620 216,166 223,646 235,010 241,790 242,382 250,827 264,762 267,028 281,214 6) Trade 146,847 159,116 149,180 156,513 155,761 160,454 164,857 164,845 161,689 160,697 160,710 158,247 155,821 152,319 149,523 6.1 Wholesale 89,181 113,016 101,003 104,426 106,160 112,983 119,122 119,088 114,877 112,300 113,864 111,001 108,703 107,484 99,119 6.2 Retail 57,666 46,100 48,177 52,087 49,601 47,471 45,735 45,757 46,812 48,397 46,846 47,246 47,118 44,835 50,404 36,423 42,578 54,367 55,780 56,494 59,495 60,828 58,810 59,155 62,468 63,951 62,704 63,507 60,447 63,128 7) Transport, Storage and Communication 8) Financial Institutions 1 113,580 131,107 121,892 129,800 131,824 133,143 128,173 135,491 135,599 139,551 144,861 148,373 145,561 151,903 138,931 9) Government 144,030 132,126 137,333 133,995 135,982 143,223 148,227 152,764 157,493 159,300 160,032 165,068 162,727 167,075 162,916 95,626 91,941 88,887 95,380 102,988 90,195 91,088 92,788 95,812 97,038 96,828 96,199 94,799 94,550 83,037 264,981 273,628 284,772 297,463 289,889 299,847 309,163 319,618 320,700 326,709 333,289 338,033 339,234 342,572 349,071 98,838 94,961 113,130 117,326 96,176 109,175 111,939 113,045 112,650 113,069 120,638 121,997 125,324 129,974 126,238 1,203,317 1,223,858 1,254,232 1,290,611 1,277,620 1,303,587 1,335,843 1,366,319 1,381,181 1,404,381 1,426,296 1,446,109 1,454,414 1,472,408 1,456,842 10) Personal Loans for Business Purposes 2 11) Personal Loans for Consumption Purposes 3 12) All Others 4 Total 1 Effective from June 2017, data also includes credit to banks 2 Including credit to High Net-Worth Individuals.Data has been revised to align with latest set of data forms available from banks 3 Data has been revised to align with latest set of data forms available from banks 4 Including Credit to the Service Sector and Non-Profit Institutions * Preliminary -15-
  17. Table 13 : Deposits distributed Residents / Non Residents * (In Millions of AEDs) 2013 Item (1) (2) Dec Residents 2014 Mar Jun 2015 Sep Dec Mar Jun 2016 Sep Dec Mar Jun 2017 Sep Dec Mar Apr May Jun ** 1,163,872 1,215,962 1,267,410 1,282,003 1,267,279 1,301,325 1,288,593 1,278,255 1,300,126 1,325,155 1,315,942 1,321,820 1,363,899 1,413,021 1,420,753 1,433,520 1,409,283 1.1 Corporate 472,876 487,905 508,546 499,428 517,415 530,403 544,811 553,813 563,100 571,428 565,690 576,394 592,181 593,486 597,491 586,745 575,424 1.2 Individuals 317,251 335,439 347,462 343,719 351,336 358,035 362,396 357,392 360,741 376,655 379,631 380,128 388,271 404,785 403,882 410,129 408,192 1.3 Government 161,300 152,076 184,705 207,374 188,819 183,789 162,947 164,264 157,438 155,523 185,903 169,515 186,847 194,023 199,795 214,128 196,814 1.4 GREs 173,555 204,207 190,374 195,864 173,352 191,929 184,164 173,275 190,755 193,348 161,487 171,155 168,365 191,979 190,429 180,750 189,571 1.5 Non Banking Financial Institutions 38,890 36,335 36,323 35,618 36,357 37,169 34,275 29,511 28,092 28,201 23,231 24,628 28,235 28,748 29,156 41,768 39,282 114,980 115,782 132,834 132,463 153,952 147,973 155,713 158,525 171,492 177,514 177,113 186,890 199,050 188,990 184,345 182,226 179,856 Non-Residents 2.1 Corporate 49,187 45,271 53,964 51,272 62,599 61,832 61,043 65,857 72,807 78,706 80,702 84,460 88,352 84,003 86,555 79,407 80,304 2.2 Non Banking Financial Institutions 35,813 35,321 35,295 31,167 40,774 34,338 42,692 43,864 57,606 58,211 55,357 57,983 70,150 63,218 56,071 58,073 58,773 2.3 Individuals 22,249 24,664 25,413 25,717 26,750 25,851 26,106 26,180 27,492 27,982 28,251 31,310 28,084 28,608 28,646 29,008 28,897 2.4 Government and Non Commercial Entities 7,731 10,527 18,162 24,306 23,828 25,952 25,872 22,624 13,587 12,615 12,803 13,137 12,464 13,161 13,073 15,738 11,882 1,278,852 1,331,744 1,400,244 1,414,466 1,421,231 1,449,298 1,444,306 1,436,780 1,471,618 1,502,669 1,493,055 1,508,710 1,562,949 1,602,011 1,605,098 1,615,746 1,589,139 Total Deposits * Excluding Inter-Bank Deposits and Bank Drafts but Including Commercial Prepayments & Borrowings under repurchase agreements ** Preliminary -16-
  18. Table 14 : Deposits by Type and Currency1 (In Millions of AEDs) Item 2013 2014 2015 2016 2017 Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Apr May Jun * Demand 448,386 482,554 506,334 506,019 515,199 542,970 543,942 543,231 547,978 590,939 566,312 563,792 580,094 602,008 607,646 604,398 601,925 Local Currency 332,415 359,157 382,820 379,403 383,509 404,533 408,204 399,836 401,342 431,083 419,652 413,796 415,989 442,713 446,157 442,232 445,048 Foreign Currencies 115,971 123,397 123,514 126,616 131,690 138,437 135,738 143,395 146,636 159,856 146,660 149,996 164,105 159,295 161,489 162,166 156,877 Savings 107,201 114,248 121,028 120,173 126,453 131,800 137,127 138,040 141,244 147,884 152,035 151,070 153,745 158,030 158,466 158,638 158,898 Local Currency 92,080 98,116 103,311 102,083 107,152 112,257 116,985 114,169 115,630 120,154 125,068 122,987 124,990 128,953 129,579 129,479 130,274 Foreign Currencies 15,121 16,132 17,717 18,090 19,301 19,543 20,142 23,871 25,614 27,730 26,967 28,083 28,755 29,077 28,887 29,159 28,624 Time 541,887 562,178 562,051 548,888 552,775 560,779 572,099 562,657 589,148 576,328 554,649 589,726 609,806 615,987 606,487 606,591 599,098 Local Currency 406,843 411,738 404,814 388,107 391,629 384,229 384,138 377,498 397,795 392,041 381,348 388,819 391,831 394,701 389,523 399,971 393,601 Foreign Currencies 135,044 150,440 157,237 160,781 161,146 176,550 187,961 185,159 191,353 184,287 173,301 200,907 217,975 221,286 216,964 206,620 205,497 1,097,474 1,158,980 1,189,413 1,175,080 1,194,427 1,235,549 1,253,168 1,243,928 1,278,370 1,315,151 1,272,996 1,304,588 1,343,645 1,376,025 1,372,599 1,369,627 1,359,921 Total Local Currency 831,338 869,011 890,945 869,593 882,290 901,019 909,327 891,503 914,767 943,278 926,068 925,602 932,810 966,367 965,259 971,682 968,923 Total Foreign Currencies 266,136 289,969 298,468 305,487 312,137 334,530 343,841 352,425 363,603 371,873 346,928 378,986 410,835 409,658 407,340 397,945 390,998 Commercial Prepayments 15,847 16,991 18,292 17,877 25,639 19,191 19,077 20,506 21,278 21,032 22,035 21,299 20,687 20,384 20,353 19,524 20,029 Total Deposits2 1 2 Excluding Inter-Bank Deposits Residents and Non-Residents (Excluding Government Deposits and Commercial Prepayments & Borrowings under Repurchase Agreements) * Preliminary -17-
  19. Table 15 : Time Deposits by Maturity* (In Millions of AEDs) Period 2013 2014 2015 2016 2017 Maturity Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec Mar Apr Upto 3 Months 439,458 442,028 456,254 500,820 472,636 468,478 432,790 428,963 441,945 423,635 388,932 425,463 452,328 446,210 428,703 429,292 417,728 Above 3 and Upto 6 Months 118,661 100,910 131,383 116,209 127,174 108,137 122,629 121,904 148,382 113,255 138,798 148,853 137,067 125,159 127,557 141,073 148,603 Above 6 and Upto 12 Months 109,987 125,156 120,057 106,864 109,859 113,748 129,890 125,569 106,490 136,319 154,844 128,288 137,798 168,285 175,336 180,828 164,124 26,523 23,233 25,103 23,547 30,060 40,173 33,710 33,656 41,694 46,529 41,336 40,168 52,305 47,440 45,371 51,209 46,085 694,629 691,327 732,797 747,440 739,729 730,536 719,019 710,092 738,511 719,738 723,910 742,772 779,498 787,094 776,967 802,402 776,540 Exceeding 12 Months Total * Excluding Inter-Bank Deposits but Including Government Deposits , Commercial Prepayments and Borrowings under Repurchase Agreements * Effective from September 2016, data against different maturity buckets are restructured to align with latest Banking Return Forms ** Preliminary -18- May Jun **
  20. Table 16 : Currency Issued * (In Thousands of AEDs) 2013 Item Dec Total Notes Issued ( 1 )** Total Coins Issued ( 2 )*** Total Currency Issued 2014 Mar Jun 2015 Sep Dec Mar Jun 2016 Sep Dec Mar Jun 2017 Sep Dec Mar Apr May Jun **** 63,076,612 64,433,724 66,904,951 69,836,520 73,502,110 68,355,146 71,528,890 70,005,382 72,456,853 76,126,961 80,215,276 76,155,196 76,429,913 78,998,872 77,205,135 80,840,539 82,731,041 850,187 866,484 918,261 948,826 969,992 997,569 1,020,633 1,041,728 1,065,241 1,081,388 1,101,593 1,111,879 1,121,558 1,131,076 1,137,457 1,141,315 1,146,604 63,926,799 65,300,208 67,823,212 70,785,346 74,472,102 69,352,715 72,549,523 71,047,110 73,522,094 77,208,349 81,316,869 77,267,075 77,551,471 80,129,948 78,342,592 81,981,854 83,877,645 * Currency Issued = currency in circulation plus cash at banks ** Excluding Mutilated Notes *** Excluding Issued Gold Coins **** Preliminary -19-