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Pakistan: Money Credit Statistical Bulletin - January 2020

IM Insights
By IM Insights
6 years ago
Pakistan: Money Credit Statistical Bulletin - January 2020

Murabaha, Zakat, Provision, Reserves

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  1. 2 .1 Central Bank Survey (Million Rupees) ITEMS FY17 2018 FY19R FY18 2019 Oct Nov Aug R Sep R Oct R Nov P Net Foreign Assets 1,101,149 330,519 (653,319) 156,074 14,804 (374,144) (422,280) (390,474) (281,455) Claims on nonresidents 2,415,139 2,047,605 2,431,558 1,974,249 2,069,557 2,581,250 2,497,951 2,536,386 2,640,387 270,361 315,611 468,625 334,384 351,721 498,191 482,623 488,786 471,036 63,716 59,366 55,564 58,965 54,830 45,644 45,201 45,425 39,048 a) Monetary Gold, Coin and Bullion b) Holdings of SDRs c) Foreign currency d) Deposits e) Securities other than shares (Foreign) f) Loans g) Financial derivatives h) Other Of which: Quota-IMF 10,319 12,277 78,271 62,531 72,187 94,402 90,689 75,158 68,833 1,673,291 1,101,890 1,190,376 986,149 1,027,142 1,198,677 1,139,349 1,259,862 1,379,742 94,091 204,519 165,125 153,092 162,379 298,446 297,518 218,975 233,795 - - - - - - - - - 1,203 77 3,627 96 - - - 2,043 2,082 302,158 353,864 469,969 379,032 401,298 445,890 442,571 446,137 445,850 296,399 347,211 460,388 372,075 394,061 435,831 432,764 436,230 436,230 1,313,990 1,717,086 3,084,877 1,818,175 2,054,753 2,955,394 2,920,231 2,926,860 2,921,841 74,664 86,845 1,005,011 94,407 238,098 986,705 983,026 980,498 975,235 939,436 1,090,675 1,384,929 1,154,859 1,223,097 1,301,245 1,275,823 1,283,105 1,283,105 - .. .. .. .. - - .. - d) Financial derivatives 155,550 370,409 469,398 387,553 410,312 454,440 450,445 451,275 452,679 e) Other 144,340 169,156 225,539 181,355 183,245 213,004 210,937 211,982 210,823 Claims on Other Depository Corporations 2,047,042 2,147,364 1,500,098 623,424 674,121 1,796,457 2,745,112 1,334,497 1,162,383 Net claims on General Government 2,329,434 3,591,216 6,668,508 6,308,414 6,649,345 6,235,525 5,083,295 6,581,941 6,805,716 Net claims on Central Government 2,424,678 3,650,675 6,816,298 6,560,429 6,839,648 6,563,685 5,466,087 6,935,774 7,204,417 Claims on Central Government 2,524,167 3,709,002 7,802,574 6,622,207 6,900,708 7,972,549 8,063,014 8,138,245 8,225,095 2,521,427 3,668,611 7,762,570 6,578,384 6,855,863 7,929,960 8,021,342 8,096,108 8,182,845 2,740 40,391 40,004 43,824 44,845 42,589 41,672 42,137 42,250 99,489 58,327 986,276 61,778 61,060 1,408,865 2,596,927 1,202,471 1,020,678 99,489 58,327 986,276 61,778 61,060 1,408,865 2,596,927 1,202,471 1,020,678 - - - - - - - - - (95,244) (59,460) (147,790) (252,015) (190,303) (328,159) (382,792) (353,833) (398,701) - 49,361 3,691 2,567 296 296 296 296 296 - - - - - - - - - less: Liabilities to nonresidents a) Deposits b) Securities other than shares c) Loans a) Securities other than Shares b) Other claims less: Liabilities to Central Government a) Deposits b) Other liabilities Net claims on Provincial Governments Claims on Provincial and Local Governments a) Securities other than Shares b) Other claims less: Liabilities to Provincial and Local governments a) Deposits b) Other liabilities - 49,361 3,691 2,567 296 296 296 296 296 95,244 108,820 151,481 254,582 190,599 328,455 383,087 354,129 398,997 95,244 108,820 151,481 254,582 190,599 328,455 383,087 354,129 398,997 - - - - - - - - - 24,408 24,495 26,090 26,017 26,104 25,670 25,436 25,155 25,468 4,988 4,391 4,359 4,338 4,342 4,324 4,341 4,297 4,304 12 57 105 74 78 43 46 50 47 - - - - - - - - - 19,407 20,046 21,626 21,604 21,683 21,303 21,049 20,808 21,118 Monetary base (1+2+3+4) 4,838,708 5,451,198 6,533,695 5,409,689 5,724,882 6,470,089 6,326,349 6,345,759 6,507,733 1) Currency in Circulation 4,167,136 4,635,147 5,285,026 4,643,675 4,759,214 5,584,912 5,516,782 5,533,014 5,561,446 668,128 813,258 1,244,978 762,754 962,411 880,921 805,301 809,189 943,003 668,128 813,258 1,244,978 762,754 962,411 880,921 805,301 809,189 943,003 - - - - - - - - - Claims on other sectors a) Other financial corporations b) Public non-financial corporations c) Other non-financial corporations d) Other resident sectors 2) Liabilities to Other Depository Corporations Reserve deposits Other liabilities 10
  2. 2 .1 Central Bank Survey (Million Rupees) ITEMS 3) Deposits included in broad money FY17 FY18 2018 FY19R 2019 Oct Nov Aug R Sep R Oct R Nov P 3,444 2,793 3,692 3,260 3,257 4,257 4,266 3,556 3,285 1,499 1,340 1,438 1,364 1,429 1,433 1,429 1,423 1,418 a) Other financial corporations .. .. 63 1 1 56 57 55 51 b) Public non-financial corporations - - - - - - - - - 112 132 157 164 164 157 150 145 145 1,387 1,208 1,218 1,199 1,263 1,220 1,223 1,222 1,221 1,945 1,453 2,254 1,896 1,828 2,824 2,837 2,133 1,867 1,553 941 1,651 1,322 1,346 1,601 1,651 1,285 1,222 b) Public non-financial corporations - - - - - - - - - c) Other non-financial corporations - - - - - - - - - 392 512 602 575 482 1,223 1,186 848 645 Transferable deposits c) Other non-financial corporations d) Other resident sectors Other deposits a) Other financial corporations d) Other resident sectors 4) Securities other than shares included in broad money - - - - - - - - - a) Other financial corporations - - - - - - - - - b) Public non-financial corporations - - - - - - - - - c) Other non-financial corporations - - - - - - - - - d) Other resident sectors - - - - - - - - - 51,168 57,424 67,332 58,134 58,552 66,961 66,917 67,002 66,722 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 1,036,002 968,581 - - 36,220 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 611,317 575,076 743,141 652,255 613,303 1,073,767 1,142,914 1,276,703 1,346,400 Deposits excluded from broad money Of which: Other financial corporations Securities other than shares excluded from broad money Of which: Other financial corporations Loans Of which: Other financial corporations Financial derivatives Of which: Other financial corporations Trade credit and advances Of which: Other financial corporations Shares and Other equity a) Funds contributed by owners 100 100 100 100 100 100 100 100 100 43,958 12,779 6,941 63,874 7,585 308,001 413,251 540,977 628,421 c) General & special reserves 142,136 110,715 112,538 110,715 110,715 112,538 99,538 99,538 99,538 d) Valuation adjustment 425,123 451,482 623,562 477,566 494,903 653,128 630,025 636,088 618,341 b) Retained earnings Other items (net) Other liabilities Less: Other Assets 840 9,896 197,208 (42,150) (944) 72,692 (104,616) (174,564) (208,743) 180,353 161,463 394,703 132,811 140,214 270,130 286,275 232,736 206,474 179,512 151,567 197,495 174,962 141,158 197,438 390,891 407,300 415,217 Source: Statistics & Data Warehouse Department SBP Note : 1. 2. The table shows monetary statistics of the Central Bank (State Bank of Pakistan) according to the guidelines of IMF Monetary and Financial Statistics Manual (MFSM 2000). Compilation methodology is available at: http://www.sbp.org.pk/departments/Guidelines.htm General Government includes Central and Provincial Government & Provincial Governments includes Provincial and Local Governments Archive link: http://www.sbp.org.pk/ecodata/AnaAccArc.xls 11
  3. 2 .2 Other Depository Corporations Survey (Million Rupees) ITEMS Net Foreign Assets FY17 FY18 FY19R 2018 2019 Oct Nov Aug R Sep R Oct R Nov P (5,711) (72,715) (180,417) (134,217) (206,015) (141,348) (161,543) (139,006) (156,854) Claims on nonresidents 505,554 514,474 604,432 500,329 498,622 604,995 560,137 565,210 574,163 a) Foreign currency 29,434 35,023 59,945 44,601 36,986 41,922 37,287 39,135 37,432 b) Deposits 159,099 132,663 162,224 105,863 106,286 186,961 165,843 164,304 172,375 c) Securities other than shares 126,665 145,176 156,463 149,891 150,437 145,862 141,864 145,864 150,206 17,727 7,684 440 1,188 1,467 327 311 321 1,069 805 1,548 2,869 1,527 3,020 1,160 1,139 1,455 645 169,719 189,517 217,233 193,752 196,536 223,417 208,544 208,969 207,415 d) Loans e) Financial derivatives f) Shares & other equity g) Other less: Liabilities to nonresidents a) Deposits b) Securities other than shares c) Loans d) Financial derivatives e) Other Claims on Central bank 2,104 2,864 5,258 3,508 3,890 5,346 5,150 5,162 5,022 511,265 587,189 784,848 634,547 704,637 746,342 721,680 704,216 731,017 131,865 178,373 249,754 189,782 208,792 265,592 255,670 245,005 256,016 - - - - - - - - - 369,598 395,529 520,753 431,249 481,293 465,238 452,643 444,642 462,533 292 2,564 3,378 3,026 3,927 2,314 2,102 1,423 1,303 9,510 10,723 10,963 10,490 10,624 13,198 11,265 13,146 11,164 947,849 1,080,602 1,733,741 1,986,751 2,097,244 1,254,910 1,138,296 1,136,948 1,258,223 a) Currency 268,288 260,756 349,590 226,309 224,177 293,621 292,065 261,434 255,761 b) Reserve deposits 656,394 808,104 1,253,753 757,422 960,299 858,915 784,442 803,119 941,566 23,167 11,742 130,397 1,003,020 912,769 102,373 61,789 72,394 60,896 Net Claims on General Government 6,895,270 6,747,146 5,822,118 4,116,437 4,016,449 6,363,898 7,645,616 6,413,171 6,164,553 Net claims on Central Government 7,132,523 6,913,695 6,137,617 4,305,925 4,247,077 6,660,188 7,944,180 6,780,190 6,564,542 Claims on Central Government 8,026,138 8,009,697 7,384,672 5,390,125 5,355,847 7,860,687 9,136,383 7,978,556 7,807,239 7,801,618 7,761,847 7,116,683 5,142,966 5,098,575 7,582,538 8,842,134 7,689,195 7,513,757 224,520 247,850 267,989 247,160 257,272 278,149 294,250 289,361 293,482 893,614 1,096,002 1,247,054 1,084,200 1,108,770 1,200,500 1,192,203 1,198,366 1,242,697 893,614 1,096,002 1,247,054 1,084,200 1,108,770 1,200,500 1,192,203 1,198,366 1,242,697 - - - - - - - - - (237,253) (166,549) (315,499) (189,488) (230,629) (296,290) (298,565) (367,019) (399,989) 483,331 602,715 565,321 568,148 548,577 547,656 547,899 520,205 506,441 c) Other claims a) Securities other than Shares b) Other claims less: Liabilities to Central Government a) Deposits b) Other liabilities Net claims on Provincial Governments Claims on Provincial Governments a) Securities other than Shares b) Other claims less: Liabilities to Provincial Governments a) Deposits b) Other liabilities Claims on other sectors a) Other financial corporations .. .. .. .. .. .. .. .. .. 483,331 602,715 565,321 568,148 548,576 547,656 547,899 520,205 506,441 720,584 769,264 880,820 757,636 779,205 843,946 846,464 887,224 906,430 715,991 760,398 871,915 748,699 770,199 834,844 837,267 878,195 897,298 4,593 8,866 8,905 8,936 9,006 9,102 9,197 9,028 9,132 6,251,044 7,318,333 8,323,196 7,563,493 7,769,326 8,211,919 8,295,988 8,268,286 8,368,896 98,726 105,183 99,030 99,794 98,320 106,847 94,349 96,529 100,643 b) Public non-financial corporations 1,025,871 1,268,801 1,581,154 1,326,608 1,393,644 1,587,015 1,635,023 1,594,989 1,597,114 c) Other non-financial corporations 4,059,627 4,700,394 5,224,698 4,823,330 4,950,056 5,091,599 5,142,297 5,164,513 5,260,652 d) Other resident sectors 1,066,820 1,243,954 1,418,315 1,313,762 1,327,306 1,426,457 1,424,319 1,412,255 1,410,486 12
  4. 2 .2 Other Depository Corporations Survey (Million Rupees) ITEMS Liabilities to central bank Deposits included in broad money(1+2) 1) Transferable deposits FY17 2018 FY19R FY18 1,881,628 2,057,073 10,483,658 11,377,575 Oct 1,380,753 545,587 12,511,977 11,403,828 2019 Nov Aug R Sep R Oct R Nov P 591,991 1,695,014 2,643,776 1,279,301 1,120,159 11,519,713 12,125,950 12,348,377 12,436,918 12,461,002 7,991,825 8,733,675 9,470,778 8,711,960 8,785,252 9,147,627 9,324,715 9,408,861 9,394,904 a) Other financial corporations 249,897 217,753 230,162 196,374 222,300 219,407 243,583 260,211 261,770 b) Public non-financial corporations 312,106 359,520 383,870 346,568 352,068 405,009 387,321 416,555 454,271 c) Other non-financial corporations 2,358,188 2,503,447 2,517,224 2,483,550 2,463,329 2,456,833 2,529,615 2,565,804 2,554,129 d) Other resident sectors 5,071,634 5,652,955 6,339,522 5,685,469 5,747,555 6,066,377 6,164,195 6,166,291 6,124,733 2,491,833 2,643,900 3,041,199 2,691,867 2,734,461 2,978,323 3,023,662 3,028,057 3,066,098 74,546 80,923 98,038 80,796 76,150 84,288 97,848 86,769 81,886 411,242 428,607 494,185 445,535 454,974 510,505 533,744 534,221 545,156 2) Other deposits a) Other financial corporations b) Public non-financial corporations c) Other non-financial corporations d) Other resident sectors Securities other than shares, included in broad money a) Other financial corporations 828,116 862,865 887,278 841,051 854,493 856,350 858,841 877,157 895,719 1,177,930 1,271,505 1,561,698 1,324,485 1,348,845 1,527,181 1,533,229 1,529,910 1,543,337 10 16 16 16 16 16 16 16 16 13 7 12 13 13 13 13 13 13 b) Public non-financial corporations - - - - - - - - - c) Other non-financial corporations 3 3 3 3 3 3 3 3 3 d) Other resident sectors - - - - - - - - - Deposits excluded from broad money - - - - - - - - - Of which: Other financial corporations Securities other than shares, excluded from broad money Of which: Other financial corporations - - - - - - - - - 15,535 19,530 36,745 27,404 27,650 37,837 38,077 38,612 39,107 11,582 12,876 19,053 18,766 18,859 19,790 20,000 20,340 20,484 Loans 11,395 12,744 15,257 12,198 12,761 18,653 17,814 23,438 15,755 1,743 3,411 6,628 2,865 3,660 10,024 9,185 14,719 7,218 962 3,686 10,259 4,632 5,277 5,873 5,745 5,511 5,465 - .. .. 20 26 .. - - 7 127 136 73 165 154 77 57 56 52 Of which: Other financial corporations Financial derivatives Of which: Other financial corporations Trade credit and advances Of which: Other financial corporations - - - - - - - - - 1,682,897 1,678,673 1,719,972 1,676,682 1,680,272 1,724,346 1,756,442 1,805,619 1,849,729 a) Funds contributed by owners 737,674 610,095 633,292 616,119 618,731 633,937 633,861 633,401 638,279 b) Retained earnings 385,969 447,303 500,105 476,150 489,252 523,542 528,103 529,686 548,801 c) General and special reserves 288,062 377,673 439,292 378,014 377,856 429,872 433,178 447,194 452,322 d) Valuation adjustment 271,191 243,601 147,282 206,398 194,432 136,994 161,301 195,337 210,327 12,494 (75,794) 23,733 (137,718) (160,521) 81,767 108,165 90,039 143,636 Other liabilities 1,325,403 1,453,328 1,741,724 1,430,292 1,493,855 1,847,265 1,868,205 1,905,064 1,898,776 less: Other assets 1,269,919 1,462,839 1,673,745 1,470,274 1,523,812 1,673,182 1,688,202 1,671,755 1,681,134 (42,990) (66,283) (44,245) (97,736) (130,565) (92,316) (71,838) (143,270) (74,007) Shares and other equity Other items (net) plus: Consolidation adjustment Source: Statistics & Data Warehouse Department SBP Note: 1. Other Depository Corporations (ODCs) include the data of Banks, DFIs, MFBs, Deposit Accepting Non-Bank Financial Companies and Money Market Mutual Funds (MMMFs) . The scope of ODCs survey has been enhanced with the inclusion of MMMFs with effect from April 2017. The archive of the ODCs including MMMFs has been prepared from July 2012. Therefore, the estimates are not comparable with Analytical Accounts of Banking Sector (up to June 2008 prepared under money & banking guide and up to June 2012 prepared under MFSM) and monetary aggregates of weekly monetary survey based on data of SBP and Scheduled Banks 2. The Stock of Government Deposits for July 2019 have been revised due to reclassification of some of the PSEs, which were previously reported under Government Institutions. The coverage of PSEs has been enhanced. 3. General Government includes Central and Provincial Government & Provincial Governments includes Provincial and Local Governments 4. Islamic Financings, Advances (against Murabaha etc) and other related items previously reported under Other Assets has been reclassified as domestic claims / credit from June 2014. Details of reclassifications/revisions are available in revision study on SBP website at: www.sbp.org.pk/ecodata/Revision_Monetary_Stats.pdf Archive Link: http://www.sbp.org.pk/ecodata/AnaAccDepArch.xls 13
  5. 2 .3 Depository Corporations Survey (Million Rupees) FY18 FY19 2018 R 2019 ITEMS FY17 Net Foreign Assets Claims on nonresidents less: Liabilities to nonresidents Domestic claims (a+b) a. Net Claims on general government (1+2) 1- Net claims on central government Claims on central government less: Liabilities to central government 2-Net claims on provincial governments Claims on provincial governments less: Liabilities to provincial governments b. Claims on other sectors Other financial corporations Public non-financial corporations Other non-financial corporations Other resident sectors Broad money liabilities (a+b+c+d) a. Currency outside depository corporations b. Transferable deposits Other financial corporations Public non-financial corporations Other non-financial corporations Other resident sectors less: Central bank float c. Other Deposits Other financial corporations Public non-financial corporations Other non-financial corporations Other resident sectors d. Securities other than shares included in broad money Other financial corporations Public non-financial corporations Other non-financial corporations Other resident sectors Deposits excluded from broad money of which: Other financial corporations Securities other than shares excluded from broad money of which: Other financial corporations Loans of which: Other financial corporations Financial Derivatives of which: Other financial corporations Trade credit & advances of which: Other financial corporations Shares & other equity Other items (net) Other liabilities (includes central bank float) less: Other assets plus: Consolidation adjustment 1,095,438 257,804 (833,736) 21,857 (191,211) (515,492) (583,823) (529,480) (438,309) 2,920,693 2,562,079 3,035,989 2,474,578 2,568,179 3,186,245 3,058,088 3,101,596 3,214,549 3,869,725 2,452,721 3,641,912 3,631,076 3,652,858 Oct Aug R Nov Sep R Oct R Nov P 1,825,255 2,304,275 2,759,390 3,701,737 15,500,156 17,681,190 20,839,912 18,014,361 18,461,224 20,837,012 21,050,335 21,288,553 21,364,633 9,224,704 10,338,362 12,490,626 10,424,852 10,665,794 12,599,423 12,728,911 12,995,112 12,970,269 9,557,201 10,564,370 12,953,916 10,866,354 11,086,725 13,223,872 13,410,267 13,715,964 13,768,959 10,550,305 11,718,699 15,187,246 12,012,333 12,256,556 15,833,237 17,199,397 16,116,801 16,032,334 993,103 1,154,329 2,233,330 1,145,978 1,169,830 2,609,364 3,789,130 2,400,837 2,263,375 (332,497) (226,008) (463,289) (441,503) (420,931) (624,449) (681,356) (720,851) (798,690) 483,331 652,076 569,012 570,715 548,872 547,952 548,195 520,501 506,737 815,829 878,084 1,032,301 1,012,217 969,804 1,172,401 1,229,551 1,241,352 1,305,427 6,275,452 7,342,828 8,349,286 7,589,510 7,795,430 8,237,589 8,321,424 8,293,441 8,394,364 103,714 109,575 103,389 104,132 102,662 111,171 98,690 100,826 104,946 1,025,883 1,268,858 1,581,258 1,326,682 1,393,723 1,587,058 1,635,069 1,595,040 1,597,161 4,059,627 4,700,394 5,224,698 4,823,330 4,950,056 5,091,599 5,142,297 5,164,513 5,260,652 1,086,228 1,264,000 1,439,941 1,335,366 1,348,989 1,447,760 1,445,368 1,433,062 1,431,604 14,385,960 15,754,775 17,451,119 15,824,470 16,058,023 17,421,513 3,898,848 4,374,391 4,935,435 4,417,366 4,535,037 5,291,291 5,224,717 5,271,579 5,305,685 7,993,324 8,735,016 9,472,216 8,713,325 8,786,681 9,149,059 9,326,143 9,410,284 9,396,322 249,897 217,753 230,225 196,375 222,302 219,463 243,640 260,267 261,821 312,106 359,520 383,870 346,568 352,068 405,009 387,321 416,555 454,271 2,358,300 2,503,579 2,517,381 2,483,714 2,463,493 2,456,990 2,529,764 2,565,950 2,554,275 5,073,021 5,654,163 6,340,740 5,686,668 5,748,819 6,067,598 6,165,418 6,167,513 6,125,955 - - - - - - - - - 2,493,779 2,645,353 3,043,453 2,693,763 2,736,289 2,981,147 3,026,499 3,030,190 3,067,965 17,577,376 17,712,069 17,769,988 76,099 81,864 99,689 82,118 77,496 85,889 99,499 88,054 83,108 411,242 428,607 494,185 445,535 454,974 510,505 533,744 534,221 545,156 828,116 862,865 887,278 841,051 854,493 856,350 858,841 877,157 895,719 1,178,322 1,272,017 1,562,300 1,325,060 1,349,327 1,528,403 1,534,415 1,530,759 1,543,982 10 16 16 16 16 16 16 16 16 7 12 13 13 13 13 13 13 13 - - - - - - - - - 3 3 3 3 3 3 3 3 3 - - - - - - - - - 51,168 57,424 67,332 58,134 58,552 66,961 66,917 67,002 66,722 - - - - - - - - - 15,535 19,530 36,745 27,404 27,650 37,837 38,077 38,612 39,107 11,582 12,876 19,053 18,766 18,859 19,790 20,000 20,340 20,484 11,395 12,744 15,257 12,198 12,761 18,653 17,814 23,438 15,755 1,743 3,411 6,628 2,865 3,660 10,024 9,185 14,719 7,218 962 3,686 10,259 4,632 5,277 5,873 5,745 5,511 5,465 - .. .. 20 26 .. - - 7 127 136 73 165 154 77 57 56 52 - - - - - - - - - 2,294,214 2,253,749 2,463,113 2,328,937 2,293,575 2,798,113 2,899,356 3,082,321 3,196,129 (163,513) (162,778) (37,576) (219,392) (185,671) (27,352) (138,717) (169,825) (166,791) 1,505,755 1,614,791 2,136,426 1,563,104 1,634,070 2,117,395 2,154,480 2,137,799 2,105,250 1,449,431 1,614,406 1,871,240 1,645,236 1,664,970 1,870,620 2,079,092 2,079,054 2,096,351 (219,837) (163,162) (302,762) (137,260) (154,771) (274,127) (214,104) (228,570) (175,690) Source: Statistics & Data Warehouse Department SBP Note: 1. 2. 3. Depository Corporations (DCs) include the data of SBP, Banks, DFIs, MFBs, Deposit Accepting Non Bank Financial Companies and Money Market Mutual Funds (MMMFs). The scope of DCs survey has been enhanced with the inclusion of MMMFs with effect from April 2017. The archive of the DCs including MMMFs has been prepared from July 2012. Therefore, the estimates are not comparable with Analytical Accounts of Banking Sector (up to June 2008 prepared under money & banking guide and up to June 2012 .prepared under MFSM) and monetary aggregates of weekly monetary survey based on data of SBP and Scheduled Banks. Methodological changes are given at the following links: http://www.sbp.org.pk/departments/stats/ntb.htm Islamic Financings, Adavances (against Murabaha etc) and Other related items previously reported under Other Assets has been reclassified as domestic claims / credit from June 2014. Details of reclassifications/revisions are available in revision study on SBP website at : www.sbp.org.pk/ecodata/Revision_Monetary_Stats.pdf From July, 2019 data on Central and Provincial Government deposits with scheduled banks have been revised. This revision is due to reclassification of some of the PSEs, which were previously reported under Government deposits. The coverage of PSEs has been increased. Archive Link: http://www.sbp.org.pk/ecodata/DepositoryArch.xls 14
  6. 2 .4 Reserve Money (Million Rupees) 30th June Components 2018 2019 FY17 FY18 FY19 Oct Nov Aug Sep Oct Nov P A. Currency in Circulation B. Cash in Tills C. Other Deposits D. Bank Deposits Reserve Money (A+B+C+D) Factor affecting Reserve Money (RM) A. Net Foreign Assets B. Net Domestic Assets (1+2+3) 1. Net Govt Sector Borrowing (i+ii) i. Borrowings for Budgetary Support 1 a) Federal Government of which deposits with SBP b) Provincial Government Balochistan Khyber Pakhtunkhwa Punjab Sindh c) AJK Government d) Gilgit-Baltistan ii. Others 2. Credit to Non-Govt. Sector (i+ii+iii) i. Claims on Sch. Banks (a+b+c+d+e) 3,911,315 4,387,828 4,950,039 4,441,899 4,547,788 5,296,959 5,239,183 5,331,101 5,311,306 264,627 255,891 343,516 215,134 220,150 296,602 286,217 241,947 259,204 22,692 26,962 33,636 28,341 27,498 34,300 34,546 34,154 33,347 669,338 813,949 1,246,239 714,896 963,044 881,990 806,124 809,917 943,869 4,867,971 5,484,630 6,573,429 5,400,269 5,758,480 6,509,850 6,366,070 6,417,118 6,547,726 a. Agriculture Sector b. Industrial Sector c. Export Sector d. Housing Sector e. Others ii. Claims on NBFIs iii. PSEs Special A/C Debt Repayment with SBP/PSPC 3. Other Items (Net) Reserve Money(RM) (A+B) (119,569) (339,960) (878,069) (909,530) (925,414) (757,784) 4,039,049 828,923 5,472,177 12,453 (1,127,203) 7,700,632 5,519,839 6,098,440 7,387,919 7,275,599 7,342,532 7,305,510 2,337,124 3,600,435 6,675,650 6,247,820 6,666,742 6,244,217 5,087,871 6,664,884 6,814,399 2,350,109 3,613,406 6,691,870 6,261,329 6,680,584 6,261,433 5,104,987 6,679,086 6,829,285 2,440,624 3,667,619 6,833,275 6,526,270 6,858,860 6,582,424 5,471,615 7,076,499 7,214,695 (91,238) (40,546) (967,305) (38,049) (38,024) (1,388,612) (2,584,405) (1,050,631) (1,008,474) (88,555) (43,840) (127,135) (247,931) (156,922) (295,658) (341,461) (372,587) (357,438) (1,460) (5,329) (19,072) (24,711) (31,176) (38,776) (50,590) (57,179) (67,463) (30,245) (23,945) (16,983) (61,277) (42,273) (48,343) (58,395) (74,001) (66,076) (38,146) (5,114) (70,339) (100,439) (52,354) (161,654) (177,370) (179,625) (165,299) (18,704) (9,453) (20,741) (61,505) (31,119) (46,885) (55,107) (61,783) (58,600) 7,279 5,515 (97) 2,532 (1,461) (8,314) (7,836) (6,096) (11,178) (9,239) (15,888) (14,174) (19,542) (19,893) (17,020) (17,331) (18,729) (16,794) (12,985) (12,971) (16,220) (13,509) (13,842) (17,216) (17,116) (14,202) (14,886) 491,157 562,297 694,966 595,159 626,947 601,197 676,539 708,909 740,695 500,160 569,866 682,889 601,921 633,034 588,851 664,256 696,645 728,011 1,217 1,056 1,279 1,075 1,069 1,336 1,380 1,479 1,496 79,196 113,524 150,030 117,474 122,457 155,247 157,937 158,427 164,141 238,383 292,539 386,843 314,215 340,309 287,534 381,386 413,460 439,080 - - - - - - - - - 181,364 162,747 144,737 169,156 169,198 144,734 123,554 123,279 123,294 15,241 16,675 36,321 17,482 18,157 36,589 36,526 36,508 36,927 (24,244) (24,244) (24,244) (24,244) (24,244) (24,244) (24,244) (24,244) (24,244) 1,210,768 1,309,445 330,016 (1,323,140) (1,195,249) 542,505 1,511,190 (31,261) (249,583) 4,867,971 5,484,630 6,509,850 6,366,070 6,417,118 6,547,726 6,573,429 5,400,269 5,758,480 Source: Statistics & Data Warehouse Department SBP Note:1. Excluding IMF A/c Nos. 1 & 2, SAF loan account, counterpart funds, deposits of foreign central banks, foreign govts, international organizations and deposit money banks. i - Data is based on weekly returns. The quarterly data covers the period up to the last working day of the month and others months data up to the last working day of last week. ii- Data from 30-June 2013 onward is revised on account of reclassification of SBP accounts 2.5 Currency in Circulation ( Million Rupees ) 30th June 1 Five Rupee Bills & Above 2 One Rupee Coins and above 3 Total ( 1+2 ) 4 5 6 Currency in tills of Scheduled Banks 7 2018 2019 FY17 FY18 FY19 Oct Nov Aug Sep Oct Nov P 4,167,136 4,635,147 5,285,026 4,648,370 4,759,214 5,584,912 5,516,782 5,564,371 5,561,446 9,779 9,754 9,728 9,741 9,736 9,730 9,691 9,743 9,920 4,176,915 4,644,900 5,294,754 4,658,111 4,768,950 5,594,642 5,526,473 5,574,114 5,571,366 Held by Banking Department of SBP 111 192 160 178 173 162 122 174 132 Held by Issue Department of SBP 862 989 1,039 900 839 920 951 892 724 264,627 255,891 343,516 215,134 220,150 296,602 286,217 241,947 259,204 3,911,315 4,387,828 4,950,039 4,441,899 4,547,788 5,296,959 5,239,183 5,331,101 5,311,306 Currency in Circulation (3-4-5-6) Note: Source: Statistics & Data Warehouse Department SBP i- The quarter end data relates to last working day whereas monthly data are of last Friday of the month. ii- Totals may not tally due to separate rounding off. iii- Data is based on weekly returns. Therefore, these estimates are not comparable with the monthly data given in table 2.1. The comparison of weekly and monthly compilation methodologies is available the link : http://www.sbp.org.pk/ecodata.asp 15
  7. 2 .6 Monetary Aggregates (Million Rupees) 30th June Assets / Liabilities 2018 2019 FY17 FY18 FY19 Oct Nov Aug Sep Oct Nov P 3,911,315 4,387,828 4,950,039 4,441,899 4,547,788 5,296,959 5,239,183 5,331,101 5,311,306 22,692 26,962 33,636 28,341 27,498 34,300 34,546 34,154 33,347 10,646,875 11,582,372 12,814,820 A. Components of M2 1. Currency in Circulation 2. Other Deposits with SBP 3. Total Private & PSE Deposits of which : RFCDs Money Supply (1+2+3) B. a. State Bank of Pakistan b. Scheduled Banks II.Net Domestic Assets of Banking System (1+2+3) a. State Bank of Pakistan b. Scheduled Banks 869,730 915,711 1,074,597 1,060,758 1,066,493 1,049,257 15,791,100 16,212,957 17,668,040 17,903,667 17,771,841 18,051,589 602,049 (208,423) (1,507,081) (423,337) (671,717) (1,207,633) (1,246,645) (1,231,476) (1,075,579) 828,923 12,453 (1,127,203) (119,569) (339,960) (878,069) (909,530) (925,414) (757,784) (303,768) (331,757) (329,564) (337,115) (306,062) (317,795) (226,873) (220,877) (379,879) 13,978,833 16,205,586 19,305,575 16,214,437 16,884,674 18,875,673 19,150,311 19,003,317 19,127,169 3,538,889 4,902,311 7,017,743 11,303,275 12,287,832 11,296,520 11,419,268 12,076,605 12,538,969 12,357,430 12,549,670 8,955,597 10,199,670 12,336,664 10,211,461 10,502,093 12,385,326 12,476,133 12,584,008 12,615,304 8,282,074 9,392,960 11,596,468 9,446,541 9,766,179 11,657,971 11,752,456 11,872,485 11,927,022 2,350,109 3,613,406 6,691,870 6,261,329 6,680,584 6,261,433 5,104,987 6,679,086 6,829,285 2,440,624 3,667,619 6,833,275 6,526,270 6,858,860 6,582,424 5,471,615 7,076,499 7,214,695 (91,238) (40,546) (967,305) (38,049) (88,555) (43,840) (127,135) (247,931) (156,922) (295,658) (341,461) (372,587) (357,438) (1,460) (5,329) (19,072) (24,711) (31,176) (38,776) (50,590) (57,179) (67,463) Khyber Pakhtunkhwa Government (30,245) (23,945) (16,983) (61,277) (42,273) (48,343) (58,395) (74,001) (66,076) Punjab Government (38,146) (5,114) (70,339) (100,439) (52,354) (161,654) (177,370) (179,625) (165,299) Sindh Government (18,704) (9,453) (20,741) (61,505) (31,119) (46,885) (55,107) (61,783) (58,600) 7,279 5,515 (97) 2,532 (1,461) (8,314) (7,836) (6,096) (11,178) (9,239) (15,888) (14,174) (19,542) (19,893) (17,020) (17,331) (18,729) (16,794) 5,931,965 5,779,554 4,904,598 3,185,212 3,085,594 5,396,539 6,647,469 5,193,399 5,097,738 6,631,399 6,523,418 5,753,677 3,920,728 3,840,058 6,210,323 7,461,389 6,047,131 5,966,898 Net Govt Sector Borrowing(a+b+c) (i) From SBP a) Federal Government of which deposits with SBP b) Provincial Government Balochistan Government c) AJK Government d) Gilgit-Baltistan (ii) From Scheduled banks (a+b) a) Federal Government of which deposits with banks b) Provincial Government (883,796) (1,083,755) (1,228,344) 4,917,917 5,465,406 6,799,068 6,611,343 6,645,887 6,577,498 (38,024) (1,388,612) (2,584,405) (1,050,631) (1,008,474) (1,071,094) (1,099,351) (1,184,392) (1,174,589) (1,176,822) (1,215,907) (699,434) (743,864) (849,079) (735,516) (754,464) (813,785) (813,920) (853,732) (869,160) (700,458) (744,888) (850,103) (736,540) (755,488) (814,809) (814,944) (854,756) (870,184) b. Commodity operations 686,508 819,680 756,416 778,429 749,757 744,570 740,793 725,725 703,168 c. Others (12,985) (12,971) (16,220) (13,509) (13,842) (17,216) (17,116) (14,202) (14,886) 6,011,267 7,033,598 8,072,803 7,283,000 7,509,742 7,968,668 8,054,102 8,028,578 8,141,576 5,197,473 5,972,968 6,666,505 6,175,808 6,327,167 6,576,600 6,649,627 6,627,310 6,753,604 4,241,174 4,789,627 5,276,240 4,950,806 5,058,403 5,188,959 5,278,767 5,229,422 5,322,595 Islamic Banks 628,335 732,195 835,105 753,051 778,794 815,765 805,693 827,510 848,955 Islamic Banking Branches of Conventional Banks 327,963 451,146 555,160 471,951 489,969 571,876 565,167 570,378 582,054 822,797 1,068,199 1,394,221 1,113,954 1,188,662 1,379,722 1,392,193 1,389,004 1,375,289 (24,244) 15,241 (24,244) 16,675 (24,244) 36,321 (24,244) 17,482 (24,244) 18,157 (24,244) 36,589 (24,244) 36,526 (24,244) 36,508 (24,244) 36,927 of which deposits with banks Credit to Non-Govt. Sector (a+b+c+d) a. Credit to Private Sector* Conventional Banking Branches b. Credit to PSEs c. PSEs Special a/c-debt Repayment with BP/PSPC d. Credit to NBFIs 3. 1,109,780 17,798,494 10,439,944 a. Borrowings for Budgetary support 1 2. 829,355 15,997,162 Factors Affecting Money Supply ( M2) I.Net Foreign Assets of the Banking System 1. 655,340 14,580,882 11,320,861 11,637,671 12,336,781 12,629,937 12,406,586 12,706,937 Other Items (net) * Broad Money M2 (A+B) (988,031) (1,027,682) (1,103,892) 14,580,882 15,997,162 17,798,494 (1,280,024) (1,127,161) (1,478,321) (1,379,923) (1,609,269) (1,629,712) 15,791,100 16,212,957 17,668,040 17,903,667 17,771,841 18,051,589 C. Memorandum Items Accrued Profit on SBP holdings of MRTBs/MTBs 50,463 73,953 2,912 84,933 119,061 171,937 259,201 325,675 424,558 Outstanding amount of MTBs (realized value in auction) 3,711,754 4,743,836 4,363,090 2,564,665 2,492,751 4,298,289 5,243,197 3,836,425 3,579,825 Net Government Budgetary Borrowing (Cash Basis) 8,163,028 9,283,551 11,545,893 9,356,641 9,625,714 11,451,975 11,422,889 11,501,886 11,445,628 From SBP 2,299,646 3,539,453 6,688,958 6,176,395 6,561,523 6,089,495 4,845,786 6,353,411 6,404,727 From Scheduled Banks 5,863,382 5,744,098 4,856,935 3,180,246 3,064,191 5,362,480 6,577,103 5,148,475 5,040,901 Source: Statistics & Data Warehouse Department SBP 1. Excluding IMF A/c Nos. 1 & 2, SAF loan account, counterpart funds, deposits of foreign central banks, foreign governments, international organizations and deposit money banks. Note:i - Data is based on weekly returns. The quarterly data covers the period up to the last working day of the month and others months data up to the last working day of last week. ii- From July, 2019, the data on Central and Provincial Government Deposits with Scheduled Banks have been revised. This revision is due to reclassification of some of the PSEs, which were previous reported under Government Institutions. The coverage of PSEs has been enhanced since July 2019. Detail of changes are available at: http://www.sbp.org.pk/departments/stats/Expalanatory-Note.pdf * Note: Islamic Financings, Advances (against Murabaha etc), Inventories and any Other related item(s) pertaining to Islamic Financing previously reported under Other Assets has been reclassified as credit to private sector.Details of reclassifications/revisions are available in revision study on SBP website at: http://www.sbp.org.pk/ecodata/RSMS.pdf 16
  8. 2 .7 Government Budgetary Borrowing from Banks (Million Rupees) Stocks Monetary Impact During ITEMS 30-Jun-19 R 30-Jun-18 1. Central Government (a+b) 1st Jul 18 to 30th Nov 18 1st Jul 19 to 29th Nov 19 10,191,037 12,586,952 507,881 594,641 6,523,418 5,753,677 (2,683,360) 213,221 7,607,173 6,982,021 (2,667,764) 200,784 1,083,755 1,228,344 15,596 (12,437) 3,667,619 6,833,275 3,191,241 381,420 3,671,014 7,762,812 3,187,208 421,651 27,589 28,200 1,512 717 Govt. Deposits (Ex. Zakat and Privatization Fund) 40,546 967,305 (2,522) 41,168 Others (9,562) (9,569) (..) (220) (798,077) (990,484) (134,663) (264,086) (743,864) (849,079) (10,600) (20,081) 1,024 1,024 - - 744,888 850,103 10,600 20,081 (54,213) (141,405) (124,063) (244,005) 5,515 - (5,515) - 59,728 141,405 118,548 244,005 9,392,960 11,596,468 373,218 330,555 a. Scheduled Banks T-Bills and Securities Less: Government Deposits b. State Bank T-bills and Securities etc. Debtor Balances (Exc. Zakat Fund) Less: 2. Provincial Governments (c+d) c. Scheduled Banks Government Securities and Others Less: Government Deposits d. State Bank Government Securities Debtor Balances (Excluding Zakat Fund) Less: Government Deposits (Excluding Zakat Fund) Net Budgetary Borrowing from the Banking System Note;- From July, 2019, the data on Central and Provincial Government Deposits with Scheduled Banks have been revised. This revision is due to reclassification of some of the PSEs, which were previous reported under Government Institutions. The coverage of PSEs has been enhanced since July 2019. Detail of changes are available at: http://www.sbp.org.pk/departments/stats/Expalanatory-Note.pdf 2.8 Government Borrowing for Commodity Operations Rice 1,325 949 48 (839) Wheat 727,308 654,170 (71,529) (54,781) Sugar 51,610 56,074 138 1,553 Fertilizer 38,372 44,056 1,381 736 Seeds - - - - Oilseeds - - - - Pulses - - - - Edible Oil - - - - Black Mash - - - - Chilies - - - - Seed Meal - - - - Gram - - - - Onion - - - - Potatoes - - - - Cotton 1,065 1,167 38 83 Total 819,680 756,416 (69,923) (53,249) Source: Statistics & Data Warehouse Department SBP 17
  9. 2 .9 Liabilities and Assets of State Bank of Pakistan Issue Department (Million Rupees) 2018 FY17 FY18 2019 FY19 LAST WEEDENK Oct Nov Aug Sep Oct Nov LIABILITIES Notes held in the Banking Department 111.4 196.7 198.8 178.5 173.4 161.6 159.4 174.3 131.5 4,167,135.8 4,689,317.5 5,318,986.8 4,648,370.4 4,759,214.1 5,584,911.8 5,524,248.5 5,564,370.8 5,561,446.0 4,167,247.2 4,689,514.2 5,319,185.5 4,648,548.9 4,759,387.5 5,585,073.5 5,524,407.9 5,564,545.1 5,561,577.5 Gold and Foreign Assets 1,817,225.8 347,132.5 950,759.4 809,127.3 868,353.1 1,088,151.9 857,594.2 985,516.9 760,197.4 1 270,361.2 313,461.1 468,625.0 306,446.7 351,720.7 498,191.1 498,191.1 482,622.9 471,035.8 1,546,167.0 32,973.8 481,371.3 501,917.6 515,869.4 588,963.5 358,405.8 501,896.7 288,164.3 697.6 697.6 763.0 763.0 763.0 997.3 997.3 997.3 997.3 2,344,960.1 4,336,626.9 4,360,065.1 3,833,680.0 3,884,561.0 4,487,860.9 4,657,753.0 4,570,219.1 4,792,758.4 861.9 989.8 1,039.4 900.1 838.7 920.4 954.7 892.0 724.4 2,344,098.2 4,335,637.1 4,359,025.7 3,832,779.9 3,883,722.2 4,486,940.6 4,656,798.3 4,569,327.2 4,792,034.0 - - - - - - - - - 5,061.4 5,754.8 8,361.0 5,741.5 6,473.4 9,060.6 9,060.6 8,809.0 8,621.8 4,374.5 5,068.0 7,573.7 4,954.2 5,686.1 8,051.6 8,051.6 7,800.0 7,612.7 Sterling Securities 450.2 450.2 528.5 528.5 528.5 670.9 670.9 670.9 670.9 Govt. of India Securities 231.8 231.8 253.6 253.6 253.6 331.4 331.4 331.4 331.4 4.8 4.8 5.2 5.2 5.2 6.7 6.7 6.7 6.7 Notes in Circulation Total Liabilities / Assets ASSETS Gold Coins and Bullion Approved Foreign Exchange 2 Indian Notes 3 Domestic Assets Rupee Coins Govt. of Pakistan Securities Internal Bills of Exchange & other Commercial Papers Held with Reserve Bank of India pending transfer to Pakistan Gold Coin and Bullion Rupee Coins 1. Gold is valued at end financial year (June ) on the basis of closing London Market Rate. 2. Approved Foreign Exchanges includes SDR held with IMF w.e.f June 2004 3. Receivable from Reserve Bank of India. 18 Source: Finance Department SBP
  10. 2 .10 Liabilities and Assets of State Bank of Pakistan Banking Department (Million Rupees) LAST WEEKEND FY17 FY18 2018 FY19 Oct 2019 Nov Aug Sep Oct Nov L I A B I L I T I E S Capital Paid-up 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 100.0 89,364.5 103,135.7 58,135.7 58,135.7 58,135.7 60,151.2 47,151.2 47,151.2 47,151.2 Rural Credit Fund 2,600.0 2,600.0 2,600.0 2,600.0 2,600.0 2,600.0 2,600.0 2,600.0 2,600.0 Industrial Credit Fund 1,600.0 1,600.0 1,600.0 1,600.0 1,600.0 1,600.0 1,600.0 1,600.0 1,600.0 Export 1,500.0 1,500.0 1,500.0 1,500.0 1,500.0 1,500.0 1,500.0 1,500.0 1,500.0 900.0 900.0 900.0 900.0 900.0 900.0 900.0 900.0 900.0 4,700.0 4,700.0 Reserve Fund Loans Guarantee Fund Housing Credit Fund D e p o s i t s Federal Govt. Provincial Govts. 4,700.0 4,700.0 4,700.0 4,700.0 4,700.0 4,700.0 4,700.0 1,931,266.0 2,907,186.3 4,307,760.6 2,281,292.7 2,715,017.8 4,955,932.0 5,968,766.8 4,585,924.0 4,669,276.9 76,078.5 803,377.4 347,654.3 16,045.8 16,421.6 1,375,240.5 2,418,139.1 1,028,359.7 986,644.9 102,523.4 67,094.4 209,294.7 279,568.9 190,302.7 328,159.2 334,104.5 410,466.2 398,701.2 809,916.9 943,868.6 Banks 669,337.5 832,450.5 1,282,761.3 714,896.1 963,044.4 881,989.9 863,031.8 Others 1,083,326.5 1,204,264.0 2,468,050.3 1,270,782.0 1,545,249.1 2,370,542.5 2,353,491.5 144,193.0 168,835.9 225,080.9 181,434.2 183,245.2 213,004.0 210,701.3 212,203.8 210,822.7 630.5 710.3 1,169.8 1,593.3 1,461.5 1,016.9 1,072.3 2,165.4 1,072.0 Re-valuation Account 358,755.3 387,297.5 523,255.7 380,230.9 425,504.9 592,419.2 592,419.2 569,215.8 557,631.8 Other Liabilities 453,416.0 871,945.4 976,452.8 1,724,789.7 1,630,353.8 1,081,370.5 1,180,470.3 1,311,719.0 1,412,559.2 2,989,025.2 4,450,511.1 6,103,255.3 4,638,876.4 5,025,118.8 6,915,293.8 8,011,981.0 6,739,779.4 6,909,913.9 111.4 196.7 198.8 178.5 173.4 161.6 159.4 174.3 131.5 37.0 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 3.6 33.4 - - - - - - - - 271,214.7 1,279,444.4 905,746.1 687,605.9 700,939.3 939,880.5 1,077,735.3 12,606.0 33,654.4 21,308.4 31,460.9 27,025.2 13,323.7 13,179.6 13,273.6 7,058.6 7,279.2 34,242.4 26,080.8 30,194.8 29,100.4 29,651.9 30,531.1 31,981.4 28,917.0 335,148.9 423,356.9 563,998.1 449,196.6 480,309.1 469,955.7 564,467.9 586,280.4 617,647.1 1,216.6 1,059.8 1,282.8 1,075.2 1,069.4 1,336.3 1,386.3 1,479.3 1,496.2 Allocation of Special Drawing rights Bills Payable Total Liabilities/Assets 2,337,181.1 2,340,062.2 A S S E T S Notes and Coins1 Bills Purchased and Discounted Internal Exports Sector Others Balance held outside Pakistan SDR held with IMF Govt. Debtor Balances (a) Loans and Advances to Scheduled Banks Agricultural Sector Industrial Sector Export Sector Housing Sector Others (b) Loans and Advances to Non-Bank Financial Comp. Agriculture Sector 960,291.1 1,357,147.2 79,195.9 113,523.9 150,079.1 117,474.5 122,457.4 155,247.1 157,914.6 158,426.7 164,141.4 238,383.0 292,469.4 386,889.4 314,215.2 340,308.9 287,533.8 379,329.6 413,459.9 439,079.6 - - - - - - - - - 16,353.3 16,303.7 25,746.8 16,431.7 16,473.4 25,838.5 25,837.3 12,914.6 12,929.9 8,250.2 9,940.1 11,742.5 10,248.3 10,923.7 12,012.3 11,960.0 11,931.3 12,350.2 420.9 363.7 279.9 342.1 326.3 263.3 261.6 256.8 241.6 7,829.3 9,576.5 11,462.5 9,906.2 10,597.5 11,749.1 11,698.4 11,674.5 12,108.6 Housing Sector - - - - - - - - - Others - - - - - - - - - Other Loans and Advances (a+b) 343,399.1 433,297.0 575,740.6 459,444.8 491,232.8 481,968.1 576,427.9 598,211.7 629,997.3 Investments 350,187.9 447,386.6 3,075,510.9 2,854,268.8 3,134,453.8 3,588,345.9 3,501,544.7 Scheduled Banks 104,606.5 90,287.9 74,289.4 93,295.6 93,295.6 62,971.1 62,971.1 55,435.8 55,435.8 5,381.6 5,381.6 5,381.6 5,381.6 5,381.6 22,938.7 22,938.7 22,938.7 22,938.7 177,459.0 290,005.3 2,937,442.3 2,693,659.8 2,973,843.7 3,443,733.9 3,358,225.5 62,740.8 61,711.9 58,397.6 61,931.9 61,932.9 58,702.2 57,409.4 2,004,189.9 2,222,286.1 1,498,666.3 575,719.1 642,190.4 1,861,958.5 2,812,399.4 Industrial Sector Non-Bank Financial Companies Govt. Securities Others Other Assets 1 Includes all coins of various denominations 3,651,191.6 3,527,368.0 3,515,074.3 3,391,259.7 57,742.8 57,733.7 1,484,652.1 1,359,290.7 Source: Finance Department SBP 19
  11. 2 .11 Scheduled Banks’ Consolidated Position Based on Weekly Position of Liabilities & Assets (All Banks) (Million Rupees) FINANCIAL POSITION FY17 FY18 2018 FY19 Aug Sep 1,349,450 186,038 612,681 8,178,723 6,897,850 7,361,622 463,772 417,591 52,835 715,125 18,410,293 1,966,692 1,037,120 1,358,468 1,397,408 195,992 120,060 139,814 196,735 717,249 1,644,909 1,568,349 739,359 7,624,217 5,525,271 5,459,196 8,018,921 7,608,678 7,071,279 7,285,564 7,497,603 8,096,771 7,533,968 7,749,578 7,993,897 488,093 462,689 464,014 496,294 468,981 421,655 421,905 513,980 59,834 53,141 61,504 61,367 943,951 701,929 805,773 803,741 19,585,594 16,575,363 17,100,573 19,229,115 1,309,349 177,424 780,003 9,269,086 7,477,507 7,974,922 497,415 524,836 60,170 819,473 20,417,848 1,165,044 1,398,951 201,172 209,426 913,530 1,022,041 7,917,547 7,885,876 7,515,967 7,587,547 8,019,016 8,094,656 503,049 507,109 528,086 529,770 60,595 60,317 768,971 825,622 19,070,912 19,519,550 201,124 2,654,899 11,980,697 46,910 35 35,556 446,232 15,365,453 230,357 3,014,680 13,062,787 79,460 20 22,070 577,934 16,987,306 299,737 199,436 191,612 216,243 2,412,023 1,579,846 1,647,001 2,650,032 14,458,307 12,666,020 13,079,179 13,977,401 108,670 96,706 96,706 117,221 12 12 1,160 22,591 30,059 29,973 19,368 803,227 565,326 620,672 756,775 18,104,555 15,137,403 15,665,155 17,738,199 234,795 3,658,959 14,025,990 133,539 3,342 19,632 813,800 18,890,057 201,548 209,643 2,377,159 2,338,084 13,912,112 14,311,666 121,021 121,021 3,324 3,307 21,913 19,882 848,831 905,727 17,485,908 17,909,330 NET ASSETS 1,437,574 1,422,987 1,481,039 1,437,959 1,435,418 1,490,916 1,527,791 1,585,004 1,610,220 REPRESENTED BY: Paid up Capital / Head Office Capital Account Reserves Un-appropriated / Un-remitted Profit Surplus/ (Deficit) on Revaluation of Assets TOTAL 651,359 199,217 392,033 194,964 1,437,574 525,796 285,610 440,846 170,736 1,422,987 546,922 340,060 480,816 113,241 1,481,039 531,540 291,714 479,887 134,818 1,437,959 534,158 295,024 474,508 131,728 1,435,418 547,090 330,406 500,098 113,321 1,490,916 546,962 329,688 503,345 147,796 1,527,791 546,530 333,233 516,664 188,578 1,585,004 547,409 335,760 521,256 205,795 1,610,220 ASSETS Cash & Balances with Treasury Banks Balances with other Banks Lending to Financial Institutions Investments Advances – Net of Provision Gross Advances Less: Provision for Non- Performing Advances Operating Fixed Assets Deferred Tax Assets Other Assets TOTAL ASSETS 1,122,866 185,623 503,760 8,166,143 5,719,604 6,176,306 456,701 345,652 47,428 711,952 16,803,027 LIABILITIES Bills Payable Borrowings Deposits and other Accounts Sub-ordinated Loans Liabilities Against Assets Subject to Finance Lease Deferred Tax Liabilities Other Liabilities TOTAL LIABILITIES Oct 2019 Nov Oct Nov Source: Off-Site Supervision & Enforcement Department SBP Note: Figures pertain to last week end of every month 2.12 Scheduled Banks' Liquidity Position (All Banks) FY17 FY18 2018 FY19 Sep Demand Liabilities 2019 Oct Jul Aug 12,928,902 10,913,758 10,985,954 12,029,310 11,889,707 Sep Oct 10,519,911 11,397,954 1,254,315 1,498,250 11,774,226 12,896,204 5,359,170 6,166,451 7,213,730 5,631,426 5,490,878 6,416,824 5,858,550 6,188,463 6,089,887 Cash 294,115 300,473 414,380 282,939 259,065 325,229 340,192 297,922 279,183 Balance with SBP 502,760 595,456 986,670 554,124 611,625 555,810 641,926 577,841 639,564 Balance with agents of SBP 178,083 252,778 278,359 75,119 45,765 76,226 103,859 80,334 51,196 4,365,694 4,986,751 5,486,577 4,685,370 4,539,097 5,410,935 4,724,566 5,184,626 5,072,610 18,288 30,963 47,744 33,844 35,325 48,624 48,008 47,740 47,334 Time Liabilities TOTAL (Demand & Time Liabilities) LIQUID ASSETS MAINTAINED IN PAKISTAN Un-encumbered approved Securities Foreign Banks Deposits with SBP under section13(3) of Banking Companies Ordinance Share Capital of MFB Minimum of Assets required to be held under Section 29 of the Banking Companies Ordinance Excess of Assets being held over the minimum required under Section 29 of the Banking Companies Ordinance 1,429,689 1,386,443 1,401,912 1,429,036 1,456,649 14,358,591 12,300,201 12,387,866 13,458,346 13,346,355 12,144,293 12,106,969 1,472,720 1,511,379 13,617,012 13,618,348 230 30 - 30 - - - - - 2,449,848 2,646,420 2,996,069 2,565,342 2,547,566 2,786,219 2,752,483 2,811,449 2,801,424 2,909,323 3,520,031 4,217,661 3,066,084 2,943,312 3,630,604 3,106,067 3,377,014 3,288,462 Source: Off-Site Supervision & Enforcement Department SBP MFB : Micro Finance Bank 20
  12. 2 .13 Financial Position of DFIs, MFBs & NBFCs (Million Rupees) Sep-18 ASSETS/ LIABILITIES 1. Currency and Deposits a. Currency b. Transferable Deposits c. Restricted Deposits d. Other Deposits 2. Investment in securities other than shares a. Short-term b. Long-term 3. Loans extended (Advances) a. Short-term b. Long-term 4. Investment in shares a. Quoted b. Non-quoted 5. Insurance Technical Reserve a. Life b. Non-life 6. Financial Derivatives 7. Other accounts receivable 8. Non-financial assets a. Produced assets i. Fixed assets ii . Inventories iii. Valuables iv. Other produced assets b. Non-produced assets i. Land ii. Other-non-produced assets Total Assets/ Liabilities 1. Deposits a. Restricted deposits b. Other deposits 2. Securities other than shares (bonds/debentures etc) a. Short-term b. long-term 3. Loans (Borrowings) a. Short-term b. Long-term 4. Financial Derivatives 5. Other accounts payable 6. Shares and other equity a. Quoted b. Non-quoted c. Retained earnings d. Current year result e. General & special reserves f. Valuation adjustments DFIs* NBFCs 6,013 252,494 Sep-19 MFIs 39,953 Total 298,460 DFIs* NBFCs 10,169 336,304 MFIs 45,150 Total 391,624 4 1,973 4,362 6,339 5 3,256 5,632 8,893 2,380 206,751 29,845 238,977 5,427 275,647 34,303 315,377 1,002 1,701 2,062 4,765 - 1,458 2,212 3,670 2,627 42,069 3,683 48,379 4,737 55,943 3,004 63,684 93,414 108,303 28,858 230,574 178,291 97,687 38,335 314,312 44,843 67,636 28,247 140,727 110,603 53,654 37,925 202,182 48,571 40,666 611 89,848 67,688 44,033 409 112,130 101,615 88,030 178,290 367,935 110,367 92,230 220,281 422,879 23,862 23,629 137,839 185,330 24,878 26,282 178,227 229,387 77,753 64,401 40,451 182,605 85,490 65,949 42,054 193,493 31,560 359,786 - 391,346 33,261 221,712 - 254,973 25,717 344,063 - 369,780 27,414 207,706 - 235,120 5,843 15,723 - 21,566 5,847 14,006 - 19,853 - 2 105 106 - - 211 211 - - 9 9 - - 10 10 - 2 95 97 - - 201 201 - 3 - 3 - (..) - (..) 16,448 37,949 21,737 76,135 18,107 37,439 33,253 88,799 4,964 30,116 14,662 49,742 5,901 31,080 30,953 67,934 4,817 24,775 14,375 43,967 5,753 25,676 30,237 61,666 4,649 23,201 11,791 39,641 5,558 23,632 26,635 55,825 - 612 - 612 - 628 - 628 - 273 - 273 - 582 - 582 168 689 2,584 3,440 195 834 3,603 4,632 148 5,342 286 5,776 148 5,404 716 6,268 148 1,178 152 1,478 148 1,518 152 1,818 - 4,163 134 4,297 - 3,886 564 4,450 254,015 876,682 283,605 1,414,301 356,096 816,453 368,183 1,540,732 12,639 29,580 204,910 247,129 9,021 29,792 242,182 280,995 360 16,648 7 17,015 290 17,901 7 18,198 12,279 12,932 204,903 230,114 8,732 11,890 242,175 262,797 - 1,537 1,000 2,537 - 1,531 6,031 7,562 - 574 - 574 - 583 - 583 - 962 1,000 1,962 - 949 6,031 6,979 102,218 44,317 14,327 160,862 200,557 49,556 22,239 272,352 69,880 10,016 2,708 82,604 128,925 9,379 4,472 142,776 32,338 34,300 11,619 78,257 71,632 40,177 17,767 129,576 - - - - - 1 - 1 34,643 65,567 25,277 125,486 36,654 73,029 52,130 161,812 104,514 735,682 38,091 878,288 109,864 662,544 45,602 818,010 - 406,697 2,500 409,197 - 354,642 3,440 358,081 69,032 264,942 21,008 354,981 69,622 269,337 21,736 360,695 22,482 56,930 5,709 85,122 24,381 28,203 5,732 58,316 2,643 1,842 4,184 8,669 2,801 5,035 153 7,989 13,232 7,598 4,685 25,515 14,927 8,144 14,578 37,648 (2,874) (2,327) 5 (5,196) (1,866) (2,816) (37) (4,719) Source: Statistics & Data Warehouse Department SBP * DFIs also includes HBFC & PMRCL data. DFIs Development Finance Institutions NBFCs Non Bank Financial Companies MFB Microfinance Banks 21
  13. 2 .14 Classification of Deposits with DFIs, MFBs & NBFCs (Million Rupees) SECTOR 1 Non-financial Corporations Jun-18 Sep-18 Dec-18 Mar-19 Jun-19 Sep-19 97,501 91,250 97,597 96,778 96,681 93,082 i Public 25,217 22,516 20,714 18,890 16,315 21,490 ii Private 72,284 68,734 76,883 77,888 80,367 71,591 25,803 22,673 30,068 25,289 30,655 27,754 3,171 3,774 6,141 7,452 7,456 9,329 12,038 9,799 14,974 11,186 15,703 13,139 3,825 1,775 2,554 3,016 3,831 2,658 22 24 25 27 25 26 6,746 7,303 6,373 3,607 3,640 2,601 2 Financial Corporations i Deposit money institutions ii Other deposit accepting institutions iii Financial intermediaries iv Financial auxiliaries v Insurance and pension funds 3 Central Government 4 Provincial Governments 5 Local Governments 6 Household 7 Non-profit Institutions (NPIs) Serving Households 624 614 614 1,266 1,116 614 1,953 1,682 1,853 2,252 2,844 3,034 281 5 71 70 64 64 120,534 119,453 136,909 137,046 136,210 138,979 17,468 8,659 11,451 14,141 14,367 16,824 8 Non-residents - - - - - - 9 Foreign Currency .. .. .. .. .. .. 255,355 247,129 281,252 277,069 284,394 280,995 Total Source: Statistics & Data Warehouse Department SBP 2.15 Classification of Loans Extended (Advances) by DFIs, MFBs & NBFCs (Million Rupees) Sep-18 SECTOR Depository* 1 Non-financial corporations i Public Sep-19 NonDepository** Total Depository* NonDepository** Total 96,835 7,371 104,206 97,637 5,816 3,365 529 3,894 2,934 2,502 5,436 93,470 6,842 100,312 94,702 3,314 98,016 17,755 19,729 37,484 17,570 30,170 47,740 - - - 12,135 7,469 19,604 4,716 529 5,245 4,310 31 4,341 11,363 15 11,377 748 22,600 23,348 1,102 18,851 19,954 377 - 377 574 235 809 .. 70 70 3 Central Government .. 99 99 - - - 4 Provincial Governments - - - - - - 5 Local Governments - - - - - - 44,254 11,721 55,974 45,389 11,909 57,299 36 - 36 44 - 44 ii Private 2 Financial Corporations i Deposit money institutions ii Other deposit accepting institutions iii Financial intermediaries iv Financial auxiliaries v Insurance and pension funds 6 Household 7 Non-profit Institutions (NPIs) Serving Households 8 Non-Residents 9 Bills purchased and discounted (inland bills) 10 Other Advances and Financial Leases Total 103,452 - - - - (199) (199) 35 10 45 - 20 20 157,516 12,672 170,188 200,404 14,119 214,523 316,432 51,503 367,935 361,044 61,835 422,879 Source: Statistics & Data Warehouse Department SBP * This includes Depository NBFCs, DFIs and MFIs. ** This includes Non Depository NBFCs , PMRCL and HBFC. 22
  14. 2 .16 Classification of Investments in Securities and Shares by DFIs, MFBs & NBFCs SECURITIES Depository* A. Securities 1 Non-financial Corporations i Public ii Private Sep-18 NonDepository** Total Depository* (Million Rupees) Sep-19 NonTotal Depository** 138,894 91,681 230,574 215,578 98,734 314,312 7,066 21,621 28,687 12,222 23,602 35,825 119 6,442 6,561 3,550 6,438 9,989 6,947 15,179 22,126 8,672 17,164 25,836 32,165 34,929 67,094 28,604 29,114 57,718 i Deposit money institutions 14,151 11,908 26,059 20,483 10,587 31,070 ii Other deposit accepting institutions 13,743 4,113 17,856 6,639 4,841 11,480 4,271 18,909 23,180 1,482 13,685 15,168 iv Financial auxiliaries - - - - - - v Insurance and pension funds - - - - - - 99,664 35,130 134,794 174,752 46,018 220,770 4 Provincial Governments - - - - - - 5 Local Governments - - - - - - 6 Household - - - - - - 7 Non-profit institutions (NPIs) Serving Households - - - - - - 8 Non-Residents - - - - - - 2 Financial Corporations iii Financial intermediaries 3 Central Government 9 Foreign Currency - - - - - - 33,873 357,473 391,346 35,865 219,108 254,973 10,463 338,308 348,772 11,242 206,700 217,942 i Public 1,576 207,004 208,580 1,838 132,364 134,202 ii Private 8,887 131,305 140,192 9,404 74,336 83,740 22,488 18,963 41,451 23,554 12,095 35,649 14,145 2,426 16,571 15,567 1,886 17,453 ii Other deposit accepting institutions 1,351 6,637 7,988 1,356 1,863 3,220 iii Financial intermediaries 4,807 9,387 14,194 4,478 7,994 12,472 iv Financial auxiliaries 1,722 2 1,724 1,780 2 1,782 B. Shares 1 Non-financial Corporations 2 Financial Corporations i Deposit money institutions v Insurance and pension funds 462 512 974 373 349 722 3 Central Government - - - - - - 4 Provincial Governments - - - - - - 5 Local Governments - - - - - - 6 Household - - - - - - 7 Non-profit institutions (NPIs) Serving Households - - - - - - 923 201 1,124 1,069 314 1,383 172,767 449,153 621,921 251,443 317,842 569,286 8 Non-residents Total (A+B) Source: Statistics & Data Warehouse Department SBP * This includes Depository NBFCs, DFIs and MFIs. ** This includes Non Depository NBFCs, PMRCL and HBFC. 23