As the financial services industry increasingly moves into the digital world, it has to adhere to some of the same rules of engagement that apply to the rest of the society. Entire products, businesses, people and even nations are being transformed by the dynamics of the way in which the digital world is shaping the future. This includes the impact on price wars, the advent of 5G, artificial intelligence, machine learning and devices are reconstructing relationships and a revolution of financial services is underway. The Future of Finance Summit, now in its 21st year has become the definitive annual event on the themes of leadership in the industry. It asks the hard questions not asked in other conferences, identifies the skills required to steer a course in an age where entire societies are transforming very quickly. This is a Summit for bold, visionary leaders who are willing to destroy as much as they are willing to create, who know what to give up as much as what they expect to gain.